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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Excellent service

5
Sadly I had an accident and my new bike was written off. Excellent communication from the start, no hassle after the damage report was provided and fast payment. Highly recommend Reviewed on: 1st September 2021
gary.nield@gmail.com's avatar
[email protected]

Great, simple, cost-effective cover

5
Fantastic idea, I like having a fixed lower-upper cost and knowing that some months my insurance is cheaper than others as opposed to other providers where i’m quote astronomical prices all year round. The levels of cover offered are great and whilst i’ve thankfully never had to claim (fingers crossed) it is great knowing they’re there to help when needed and have always been quick to respond to any questions i’ve had. Reviewed on: 1st September 2021
Joe Allen's avatar
Joe Allen

Straight forward insurance

5
Simple to use the site and monthly updates Reviewed on: 1st September 2021
Chris's avatar
Chris

Cheap Affordable Cycle Insurance

4
I choose this insurance policy as my old one needed renewing and I decided to change to a more affordable flexible plan. Reviewed on: 1st September 2021
Michael 's avatar
Michael

A great system and very fair

5
Always friendly and easy to deal with service Reviewed on: 1st September 2021
GB's avatar
GB

Amazing simple cover

5
Lama make bike insurance simple, and they don’t judge you when you have an accident. Reviewed on: 1st September 2021
Simon Hughes's avatar
Simon Hughes

Great lads great cover

5
Helpful, friendly, down to earth cover that is true to what your bike is valued at to replace Reviewed on: 1st September 2021
K's avatar
K

Simple to get started

5
Brilliant customer experience, easy to get started, and great cover with no hidden clauses Reviewed on: 1st September 2021
Samb's avatar
Samb

Excellent customer service

5
Great if you need peace of mind when out and about on your bike. Reviewed on: 1st September 2021
Aman Singh's avatar
Aman Singh

Top Insurance

5
Great people. Great Comms. Great value. Great response times. And all with a sense of humour. Wish other insurance areas were as wonderful to work with as Laka. Reviewed on: 1st September 2021
Heather K's avatar
Heather K

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