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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Innovative insurance

5
They seem to be ahead of the game as far as how they work. Nothing but good reviews from people who have made claims. Reviewed on: 1st September 2021
lindachandlerix35@gmail.com's avatar
[email protected]

Magic bike insurance

5
It’s so simple, easy and makes so much sense. The best insurance package I have seen for my bike baby! Reviewed on: 1st September 2021
vicki jeff's avatar
vicki jeff

Transparent and reliable bike insurance

5
Laka always sends the stats of the month with the percentage of insurance claims for each type of problem that happened in our community. Their monthly price is fair and they make it easy to claim if you ever need it. Reviewed on: 1st September 2021
Mariana Ashley's avatar
Mariana Ashley

Fantastic all round

5
Great value, fantastic communications. Always helpful and easy to use. Couldn’t fault it. Reviewed on: 1st September 2021
Tatiana Elwes's avatar
Tatiana Elwes

The One and Only

5
What a fantastic insurance company, always sharing and caring for its members. You can actually connect with them. Speak my language and super hot customer service. Reviewed on: 1st September 2021
theunis 's avatar
theunis

Great offering

5
Great, simple offering from lakla Reviewed on: 1st September 2021
Chris Atkins's avatar
Chris Atkins

Laka are always amazing

5
Straight forward pricing structure, excellent communication at all times, easy claims process. You really feel like part of a collective, not just a customer. Reviewed on: 1st September 2021
Jess Anderson's avatar
Jess Anderson

Laka is great when to need them.

5
Hassle free and supportive when I made a claim. Reviewed on: 1st September 2021
Sam's avatar
Sam

Open and transparent

5
An open and transparent company who always show where your money is being spent by giving a breakdown of the reasons for claims and charge less when claims are low. Reviewed on: 1st September 2021
BRIAN MAYE's avatar
BRIAN MAYE

Excellent service

5
They are so responsible and hard working. They always try to do their best. Reviewed on: 1st September 2021
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[email protected]

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