Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2748)

Insurance run by cyclists for cyclists

5
So great to be able to insure my bike for how much it would cost to buy a new one, and my kit! Reviewed on: 1st September 2021
Sp's avatar
Sp

Laka is the only insurance company I've ever felt excited to use.

5
Laka support is great and the business model feels really fair. Reviewed on: 1st September 2021
Alexander Adams's avatar
Alexander Adams

Simple and easy insurance

5
Setting up insurance with Laka was really easy and they were really transparent about what was covered and what was expected on me. Nothing hidden like with other insurers. Reviewed on: 1st September 2021
David Stelfox's avatar
David Stelfox

Hassle free claim

5
I made several claims with Laka and every time it was seamless and easy. Reviewed on: 1st September 2021
Lynn Luong's avatar
Lynn Luong

Amazing Bike Insurance

5
Super easy to use. Easy to sign up and pleasant and fast claims process. Reviewed on: 1st September 2021
Paige MacKenzie's avatar
Paige MacKenzie

Friendly, no fuss insurers

5
Laka are I think the best insurers on the market. They’ve pared down their insurance policy to be really simple and straight forward - signing up was far less of a headache than getting regular insurance, and I appreciate how they seem to be very into their cycling too. There’s a lot of information, guides and recommendations available if you’re new to cycling like me. Very much recommend. Reviewed on: 1st September 2021
Julia Macfarlane's avatar
Julia Macfarlane

Simple, easy to adjust and update. Very informative specialists.

5
Regular informative updates, easy to manage in the online portal Reviewed on: 1st September 2021
Katrina M's avatar
Katrina M

Easy, as it should be

5
Good pricing and a fair approach to insurance. Reviewed on: 1st September 2021
Gavin Rowlands's avatar
Gavin Rowlands

Good communication and efficient

5
As soon as i sent the info regarding the damage on my bike they got back to me really quick and the rest was history Reviewed on: 1st September 2021
Toju Badejo's avatar
Toju Badejo

Great idea, stellar service

5
Laka has always been supportive and helpful, they make taking out insurance a doddle and the cost is amazingly low. The one claim I have had to make was done in less than 24 hours, can’t praise them enough!! Reviewed on: 1st September 2021
MBlackett's avatar
MBlackett

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill