Smart Money People Logo
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2684)

As for me, Laka is the best

5
Have never for once regret insuring my bike with laka, there policy is one of the kind and I will recommend LAKA to the whole of UK Reviewed on: 1st September 2021
Akeem's avatar
Akeem

Laka

5
Very reliable insurance cover provider Reviewed on: 1st September 2021
Azeez Akinyemi's avatar
Azeez Akinyemi

Bike cover for bike people

5
My son recommended laka and I joined. Unfortunately he had his bike stolen in Bristol and got his replacement as promised. Reviewed on: 1st September 2021
Ed Power's avatar
Ed Power

Top insurer

5
An amazing insurer who regularly keep in touch with what's new,and are always available should you have a question. Reviewed on: 1st September 2021
Norman Powell's avatar
Norman Powell

Excellent service

5
The one time I needed too use the insurance (I was knocked f my bike and it was written off) they (Laka) provided excellent service and advice, keeping me informed every step of the way, if only all insurance companies provided this level of service Reviewed on: 28th August 2021
John Berry's avatar
John Berry

Hassle Free Claims

5
Had a broken carbon frame settled the claim with no hassle, to the point that the bike shop I used were so impressed that they recommend all their clients to use them Reviewed on: 27th August 2021
Dave Gormley's avatar
Dave Gormley

There's no company I ever dealt with that's as good as Laka

5
Insanely good claims process. They seem legit to care about their customers Reviewed on: 27th August 2021
Hizzers's avatar
Hizzers

Human Beings

5
I had my bicycle stolen from within my office a few weeks back. I dealt with one person at Laka who was friendly, efficient and empathetic. After a few questions the claim was closed and payment made. I have never had such a great experience with an insurance company, dealing with people that treat you as a human and not a number. Their service is also really easy to use and keep track of too. Just wonderful! Reviewed on: 27th August 2021
Tim Fernandez's avatar
Tim Fernandez

Friendly and fast,

5
They're fast to respond, they're super friendly (regardless of who you talk to), they're very knowledgable about bikes and what's required to sort your claim and get you riding again. And as if that wasn't enough, they're cheap! Reviewed on: 27th August 2021
Ben's avatar
Ben

Great Service

5
After my carbon frame was damaged, Laka were quick to assist me through te process of replacing it. Which was no mean feat in these times! Reviewed on: 27th August 2021
Rupert Lewis's avatar
Rupert Lewis

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill