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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Cycling insurance by cyclists!

5
Experts in their field, very quick handling of claims. Reviewed on: 1st September 2021
Joost Klarenbeek's avatar
Joost Klarenbeek

Amazing service

5
Always very helpful whenever I had to deal with them Reviewed on: 1st September 2021
Eloise's avatar
Eloise

Join this collective

5
Great pricing, well explained statement every month. Haven't claimed on this yet and hopefully I never need to. However I have no doubts that should the situation arise, the service as is well reviewed will be second to none. Reviewed on: 1st September 2021
D Wilson 's avatar
D Wilson

An elderly, but happy newcomer!

4
My first and easily most expensive, (about the same price as my first new car circa 1972) experience with a CUBE electric touring bike. Purchased from Hayballs of Salisbury who recommended Laka as the most comprehensive and value for money insurance. So far they have been right! I'm glad I joined. Reviewed on: 1st September 2021
Paddy Hartigan's avatar
Paddy Hartigan

Simple, clear, innovative.

5
Simple, clear, innovative insurance with a focus on real cyclists needs and concerns. Reviewed on: 1st September 2021
kelvin's avatar
kelvin

community powered cycle insurance

5
Like minded people coming together to protect one another. That’s what Laka is all about, for cyclists by cyclists. Simple. Easy to use platform, ability to start and stop and a real community feeling throughout. It’s excellent, Reviewed on: 1st September 2021
Ben Kendall's avatar
Ben Kendall

Super impressive

5
I was dubious at first as you hear many horror stories about insurance companies over charging each month and then not paying out when you make a claim. Laka are defo not one of these companies. I have unfortunatley had to make a claim and from start to finish it was easy and seemless. The staff were quick to respond, non obstructive and extremely helpful. They couldnt of been more of the opposite to my pre concieved image. In a good way I hope to never speak with them again but im happy in the knowledge that if I do need to make another claim they are there to help. Reviewed on: 1st September 2021
Travis Flannagan 's avatar
Travis Flannagan

Laka give affordable piece of mind

5
Laka is great, they're very affordable and transparent about where your fees are going. They've got some great perks and have always been super nice any time I've contacted them. They're not just an insurer, they're a group of bike enthusiasts who want to make insurance as best as it can be for the community. Couldn't rate them high enough Reviewed on: 1st September 2021
Cameron's avatar
Cameron

Transparent and effective

5
I love the service Laka provides. It’s so simple so sign up, such a straightforward website, and they’re very transparent in regards to how the money you pay every month benefits other cyclists. It’s hands down the only bike insurance I’d ever use. Reviewed on: 1st September 2021
Radu's avatar
Radu

Quick and easy bike cover

5
So quick and easy to set up and just as important, easy to understand Reviewed on: 1st September 2021
Adam Hunter's avatar
Adam Hunter

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