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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Fast effective stress free

5
After having my bike stolen,Laka were so easy to deal with.All done online with very responsive communication with the claims agent.I was offered choices (replacement bike or monetary value ) the whole process was completed within a few days. Reviewed on: 26th August 2021
Mr Nemo's avatar
Mr Nemo

Brilliant service

5
Absolutely top service from laka, always friendly and helpful and settle claims quickly. Would recommend to anyone. Reviewed on: 26th August 2021
Martin Spencer's avatar
Martin Spencer

Great ethos, great company

5
Awesome, refreshing approach to Insurance Reviewed on: 26th August 2021
I Williams's avatar
I Williams

A customer-focussed approach - A revolution in insurance!

5
Always sympathetic to the customer's position, and genuinely dedicated to getting bets possible outcome. Reviewed on: 26th August 2021
Nick's avatar
Nick

Great overall service

5
Lovely people, prompt help if you're in a pickle, just great service overall. Reviewed on: 26th August 2021
Andrei's avatar
Andrei

SIMPLY THE BEST

5
Amazing brand, amazing claims service. Couldn’t have been more helpful Reviewed on: 26th August 2021
Jon Rambo's avatar
Jon Rambo

AMAZING COMPANY!

5
I had a bad accident on my beautiful bike and this company followed through on their promise to insurance and correct my bike so I could get riding again, flawless service, I was truly amazed. Reviewed on: 26th August 2021
Brendan Olley's avatar
Brendan Olley

The best cycle insurance company ever

5
Each claim handled professionally and quickly. They’ve been a life saver in crashes and super supportive in general. Reviewed on: 26th August 2021
MDeliu's avatar
MDeliu

Hassle free claim

5
I had a claim with Laka and it was dealt with very quickly, I'm very pleased with them! Reviewed on: 26th August 2021
Rudy Padovan's avatar
Rudy Padovan

Great Service, Great to be part of the collective.

5
Great service, great product, great to be part of the collective. Reviewed on: 24th August 2021
Nigel Walsh's avatar
Nigel Walsh

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