Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2748)

Great affordable cover

5
Laka provides great cover for all our bikes and equipment at a really affordable cost. Everything is taken care of so we can ride with confidence knowing that should something untoward happen - we have an insurance policy that will pay out quickly to get us back on two wheels Reviewed on: 1st September 2021
Collette's avatar
Collette

Finally a transparent insurer l!

5
I absolutely lovey the monthly news letter, it comes with interesting articles to read but not only that it tells us where our money went. Understanding why we are being charged more or less each month brings peace of mind for your monthly fee. Reviewed on: 1st September 2021
Daniel Dyson's avatar
Daniel Dyson

The best

5
In Laka, people are doing their job very seriously, yet they are so funny & friendly. It is very easy to communicate with Laka. Reviewed on: 1st September 2021
Anonymous's avatar
Anonymous

Clear process and good communication

5
Easy to join and adjust package. Helpful communication,always with very clear information, where process or method of insurance could be confusing. Reviewed on: 1st September 2021
J's avatar
J

No depreciation clause

5
Laka cover my second hand and custom bikes (and even unicycles!) without the 50% deductible clause after they are ten years old that my old broker was forced to introduce. Really easy to use app, variable (but fair) pricing model and great referral scheme. One of the best and most progressive financial companies that I'm using. Reviewed on: 1st September 2021
Rich Vincent-Spall's avatar
Rich Vincent-Spall

Love Laka

5
I’ve been with Laka for a year and love the service and insight they provide Reviewed on: 1st September 2021
Q's avatar
Q

The best!!!

5
Laka is the best insurer I’ve been with for my cycling. Very fairly priced and their monthly roundups and general customer service can’t be faulted. Reviewed on: 1st September 2021
Karim's avatar
Karim

Fair

5
I love the transparency of ky Laka invoice with everything being broken down. I love the collective aapect, as cyclists ofteb look out for each other. It’s helped encourage me to push for better cycle parking in my own city. Reviewed on: 1st September 2021
hannahcooper40@hotmail.com's avatar
[email protected]

Laka is great

5
Transparent and great community Reviewed on: 1st September 2021
SamWarren's avatar
SamWarren

Feeling safe and secure in laka hands

5
Fantastic service, Fabulous Team. Reviewed on: 1st September 2021
Tracy Crossman 's avatar
Tracy Crossman

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill