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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Great insurer

5
Good value, lots of details, efficient at dealing with issues Reviewed on: 1st September 2021
Graham Francis's avatar
Graham Francis

Fantastic service

5
Responsive, open team - recommended. Reviewed on: 1st September 2021
Ian Mansel-Thomas's avatar
Ian Mansel-Thomas

Easy, simple and reliable

5
The collective model of Laka ensures you receive a relatively cheap but extremely reliable and quality service! Reviewed on: 1st September 2021
TShal's avatar
TShal

Actually recommended to friends, excellent customer service.

5
I've referred some folks to Laka, the process was so smooth and very beginner friendly/simple and clear. I reached out to their customer support with some questions and they replied quickly and in such a nice way. Reviewed on: 1st September 2021
Mark Larssen's avatar
Mark Larssen

Easy to set up

5
Quick online process and affordable payment plans Reviewed on: 1st September 2021
Steve's avatar
Steve

Simple, inexpensive

5
Excellent, low cost, effective insurance for cycling. Reviewed on: 1st September 2021
Tony Buckley's avatar
Tony Buckley

Brilliant service

5
I wouldn’t go anywhere else for bike insurance. The customer service is super quick and personal, and my claim was resolved within days helping me to get back on my bike in no time! Reviewed on: 1st September 2021
Rebecca Gaitch's avatar
Rebecca Gaitch

Great!

5
Great communication all round, great service! Reviewed on: 1st September 2021
Claire Thompson's avatar
Claire Thompson

Great communicators

5
Easy to arrange cover, Lanka keeps you in the loop about how your premium is affected by monthly claims and price is capped. Much better than the usual policy model on offer from other companies. Reviewed on: 1st September 2021
David Claridge's avatar
David Claridge

Amazing company with a fresh and innovative approach to insurance

5
Great customer service, fair and transparent insurance model that really looks after their customers Reviewed on: 1st September 2021
Aaron's avatar
Aaron

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