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Laka: Cycle insurance reviews

4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Great insurance model, Amazing service

5
I've had 1 issue which required me to contact Laka - they were responsive, understanding and most importantly quick to resolve the problem. Reviewed on: 1st September 2021

Simple collective

5
My wife and I have our bikes insured by Laka. Their simple policy, no hidden nonsense and straight forward business model means the insurance costs are kept low. Great value and great to be part of the community. Reviewed on: 1st September 2021

A great company!

5
Laka help me keep my worries at bay and give me the confidence I need. It's great to see where the money goes every month and the price is so competitive! Thankyou Laka. Reviewed on: 1st September 2021

Simply the best.

5
Simplified down to earth service and excellent value for money. Reviewed on: 1st September 2021

First class and very fair and helpful you can turn it off and on, just like a switch

5
Very good, easy to speak to people by message and very helpful service Reviewed on: 1st September 2021

Reassuring and Responsive

5
Within a few minutes of submitting my claim (which was in itself really straightforward process) I was allocated a case manager who helped me work through all the details, upload all the info and ensure it was settled within 48 hours. Altogether a very positive and soothing experience in a pretty horrible and stressful situation. Couldn't recommend more highly. Reviewed on: 1st September 2021

Value for money

5
Can’t beat them for 3rd party liability Reviewed on: 1st September 2021

The future

5
The innovative future of insurance approach. Reviewed on: 1st September 2021

Bien

5
Easy claims, there when you need them Reviewed on: 1st September 2021

It can only be Laka

5
So impressed with Laka’s response and speed of resolution after my Colnago was stolen. The business model, transparency, attitude and overall service truly give peace of mind Reviewed on: 1st September 2021

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review