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Laka: Cycle insurance reviews

4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Laka are always amazing

5
Straight forward pricing structure, excellent communication at all times, easy claims process. You really feel like part of a collective, not just a customer. Reviewed on: 1st September 2021

Laka is great when to need them.

5
Hassle free and supportive when I made a claim. Reviewed on: 1st September 2021

Open and transparent

5
An open and transparent company who always show where your money is being spent by giving a breakdown of the reasons for claims and charge less when claims are low. Reviewed on: 1st September 2021

Excellent service

5
They are so responsible and hard working. They always try to do their best. Reviewed on: 1st September 2021

As for me, Laka is the best

5
Have never for once regret insuring my bike with laka, there policy is one of the kind and I will recommend LAKA to the whole of UK Reviewed on: 1st September 2021

Laka

5
Very reliable insurance cover provider Reviewed on: 1st September 2021

Bike cover for bike people

5
My son recommended laka and I joined. Unfortunately he had his bike stolen in Bristol and got his replacement as promised. Reviewed on: 1st September 2021

Top insurer

5
An amazing insurer who regularly keep in touch with what's new,and are always available should you have a question. Reviewed on: 1st September 2021

Excellent service

5
The one time I needed too use the insurance (I was knocked f my bike and it was written off) they (Laka) provided excellent service and advice, keeping me informed every step of the way, if only all insurance companies provided this level of service Reviewed on: 28th August 2021

Hassle Free Claims

5
Had a broken carbon frame settled the claim with no hassle, to the point that the bike shop I used were so impressed that they recommend all their clients to use them Reviewed on: 27th August 2021

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review