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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

No one better

5
As the title says, I will never go back to any "typical" insurer. The Laka model supports both rider and Supplier. Reviewed on: 11th August 2021
Jack Rhys's avatar
Jack Rhys

Such a good feeling

5
I just feel so 'covered' having insurance with a company that seems to truely understand the needs of cyclists. Laka's cover is so compete, fair and flexible it's hard to not shout loudest when talking with other club members about 'my' insurer and what they provide and how they do it. Reviewed on: 11th August 2021
Martin Brown's avatar
Martin Brown

Awesome, affordable product with great customer service

5
Innovative insurance product at affordable prices. I fortunately haven’t had to claim yet but my monthly payments have been as expected and customer service is great Reviewed on: 11th August 2021
Jasper's avatar
Jasper

Wow

5
No one comes close to them. Simply the best. Reviewed on: 11th August 2021
C's avatar
C

Easy clear collective

5
Great monthly account cost summary and shared collective insurance by cyclists for cyclists. Reviewed on: 11th August 2021
David Hurst's avatar
David Hurst

Simple, clear and easy to use

5
Simple to understand what you’re paying to cover and how your money goes in to the collective. When I did have to claim it was easy to do and my claim was settled inside 36 hours and a new helmet with me a day later. Reviewed on: 11th August 2021
Jamie Blair's avatar
Jamie Blair

Easy and affordable

5
Great model for insurance and easy to use Reviewed on: 11th August 2021
George Oehlert's avatar
George Oehlert

Great value, fair insurance

5
Great value insurance which provides you with a breakdown of cover each month, so you know exactly where each penny goes. Reviewed on: 11th August 2021
M Burrows's avatar
M Burrows

Excellent service

5
Really Like Laka's approach to insurance, we can trust the pool of other insured people because they are bike enthusiasts like us. And arranging things is so easy, take a photo, submit and it's done. One day all insurance will be like this, I can't wait! Reviewed on: 6th August 2021
Ashley Bolser's avatar
Ashley Bolser

Customer Focused Insurer

5
In an industry which feels like it is working against the customer it is great to work with Laka who is focused on a very high level of service. Reviewed on: 6th August 2021
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HWJHANNA

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