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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Great Service

5
I took this to cover my bike. It is in a shed that is padlocked. I hope never to claim but safe in the knowledge knowing it is covered. Reviewed on: 5th August 2021
calvinmcfarlane@hotmail.co.uk's avatar
[email protected]

Laka

5
Top level insurer, #1 in the market Reviewed on: 3rd August 2021
Mike Jackson's avatar
Mike Jackson

Straight forward, no dodgy insurance loop holes to get out of paying

5
Straight forward service that actually helps cyclists Reviewed on: 3rd August 2021
Rebecka's avatar
Rebecka

Fair price, and no fuss claims

5
I was in a bike accident, and within 3 hours of submitting my repair receipts to Laka, the money was in my account - no fuss, no hassle, just excellent, friendly service - I even received emails from actual humans that weren't scripted! So fantastic! Reviewed on: 3rd August 2021
Lana Berrington's avatar
Lana Berrington

Insurance model for the future

5
A great model for group-funded cycle insurance that provides great value for top notch cover. Reviewed on: 2nd August 2021
Hoverjumper's avatar
Hoverjumper

Just had a perfect claim experience

5
Funds arrived in three days without jumping through any hoops. It was a shame to lose my bike, but I’m not bummed. Reviewed on: 2nd August 2021
Anonymous's avatar
Anonymous

Great Service and Great product

5
So easy to have cover for racing cycles Reviewed on: 2nd August 2021
smethers's avatar
smethers

Brilliant Company

5
I spent ages looking for bicycle insurance and have found Laka to be the most comprehensive and accessible by far. I even got my local bike shop to change the insurance they advertise after speaking to them about the differences. Reviewed on: 2nd August 2021
Elz's avatar
Elz

Amazing

5
Never had any issues, friendly professional service, lucky enough I've never had to make a claim Reviewed on: 2nd August 2021
Stuart Spilling's avatar
Stuart Spilling

Best in the market

5
Honest, open and transparent company lead by people who have the interests of their customers at heart and operate to the right values. Couldn’t recommend Laka more highly. Reviewed on: 2nd August 2021
Keith's avatar
Keith

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