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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Brilliant transparent company

5
I’ve been a Lanka customer for about a year insuring 2 bikes. I haven’t had to make a claim but the transparency they provide in their communication and reviews I have read mean that I have complete peace of mind. How insurance should be. Reviewed on: 1st August 2021
Keith Robertson's avatar
Keith Robertson

Laka - fair & simple

5
Great insurance for cyclists. Very innovative Reviewed on: 1st August 2021
Simon Thexton's avatar
Simon Thexton

The best out there

5
Expensive? Possibly. But what price full peace of mind? Laka delivers. Reviewed on: 1st August 2021
Rich 's avatar
Rich

Excellent

5
Love this insurance. Feel really supported. I’ve recommended to anyone and everyone Reviewed on: 1st August 2021
Anouska Lavin's avatar
Anouska Lavin

Affordable, friendly and transparent.

5
Laka offer low cost bike insurance, are easy to get in touch with and outline exactly what your insurance fees are being spent on each month. Would highly recommend! Reviewed on: 1st August 2021
Swanny92's avatar
Swanny92

Straight forward

5
Super straight forward bike insurance and cheaper than the rest. Lots of time for the Laka team Reviewed on: 1st August 2021
Nathaniel Smith's avatar
Nathaniel Smith

There when you need them

5
Brilliant service and a great business model, makes me feel as a customer that we’re part of something cool Reviewed on: 1st August 2021
Andy B's avatar
Andy B

Excellent services

5
Excellent staffs with nice and good care of customer Reviewed on: 1st August 2021
HuynhTho Lu's avatar
HuynhTho Lu

Excellent bike insurance

5
I have used Laka for several years now and have made 2 claims. On both occasions Laka were incredible, such a change from the usual insurance companies. My first claim was even paid out on the same day. They are brilliant. Reviewed on: 30th July 2021
Phillip's avatar
Phillip

The insurer you can actually trust

5
Very transparent fees, and an insurer that actually gives you the feeling that you're "covered" in all eventualities. Reviewed on: 28th July 2021
Lewis's avatar
Lewis

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