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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Digital first for the win

5
Great kit - great people - ideal insurance partner Reviewed on: 28th July 2021
Vlad Evseev's avatar
Vlad Evseev

Quality Cycle Insurance

5
As a cyclist, this is what you want: quality insurance designed by cyclists for cyclists... Reviewed on: 27th July 2021
Jim's avatar
Jim

Great service & company

5
Very happy with Laka customer service and their overall transparency. Reviewed on: 26th July 2021
Aaron Hill's avatar
Aaron Hill

Superb offer

5
Bring a great offer and excellent service. Innovative approach backed up by high quality customer service. Reviewed on: 25th July 2021
fraser.skilling@gmail.com's avatar
[email protected]

Great easy insurance

5
Nice to see a digital-first insurance company, very easy to use. Reviewed on: 24th July 2021
Andy Shannon's avatar
Andy Shannon

Great insurance for cyclists

5
Excellent insurance product for cyclists, always a fair price. Reviewed on: 23rd July 2021
Paul Connah's avatar
Paul Connah

Simple and great bike insurance

5
Laka is a simple and unique way to have confidence in insuring your bikes Reviewed on: 23rd July 2021
Jimmy George's avatar
Jimmy George

I love their ethics

5
Fantastic business model, I love the way that they put their customers first. I wouldn't go anywhere else for bike insurance. Reviewed on: 23rd July 2021
Pippa Collins's avatar
Pippa Collins

Great value & service excellence

5
A real star on the insurance market and have insured all bikes from my family. Reviewed on: 23rd July 2021
Hutzli's avatar
Hutzli

Usable, reliable and affordable

5
Best value for money and very easy to use their services. Reviewed on: 23rd July 2021
George Oehlert's avatar
George Oehlert

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