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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Easy bike insurance

5
I find Laka's insurance system very easy and straightforward. Reviewed on: 23rd July 2021
Muhsincan's avatar
Muhsincan

A collective and community

5
To be treated like a community is a breath of fresh air, compared to being just a number and a transaction. Reviewed on: 23rd July 2021
Gareth Winter's avatar
Gareth Winter

Game Changer

5
Dead easy to use. The ability to vary cover instantly is a massive positive and customer Devi e has always been top class. Reviewed on: 23rd July 2021
Gav Benbow's avatar
Gav Benbow

Finally an insurance company I can trust

5
Nice to see a company trying to change how insurance works, an industry I've always felt has never has the customers need to heart Reviewed on: 23rd July 2021
Peter Talbot's avatar
Peter Talbot

How insurance should be done

5
Transparency and fair pricing is what Laka is all about. Just Great Reviewed on: 23rd July 2021
Chris Lomax's avatar
Chris Lomax

Quality Service

5
I feel I can trust them. It is as simple as that. Reviewed on: 23rd July 2021
Oliver Daw's avatar
Oliver Daw

Insurance delivered as a fully trusted service

5
Laka is going above the traditional boundaries of any insurer .... they are interacting with, and very positively contributing with the "bicycle" ecosystem. Reviewed on: 23rd July 2021
nolwenn's avatar
nolwenn

Brilliantly different

5
Really great concept, fab customer service, easy to use and equitable. Reviewed on: 23rd July 2021
Amy Brettell's avatar
Amy Brettell

Quality, honest insurance

5
In a world of shit talkers, Laka cut through with honesty and integrity at their core. The monthly payments reflect the collectives claims alongside supporting grassroots cycling projects. Cannot recommend them enough. Reviewed on: 23rd July 2021
Sw's avatar
Sw

Insurance for the people by the people

5
With great service and transparency Reviewed on: 23rd July 2021
Kevin Peel's avatar
Kevin Peel

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