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Laka: Cycle insurance reviews

4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

A great idea

5
Laka isn’t just a great idea. It’s a model that works! Reviewed on: 23rd July 2021

Best in Bike Insurance

5
Absolutly fantastic product and service. I can recommend LAKA insurance to all the bike riders at any time and way. Reviewed on: 22nd July 2021

Unparalleled level of service

5
By far the best bike insurer out there! Reviewed on: 22nd July 2021

Brilliant at every turn

5
Clear policy, no fuss claims. Customer service is cannot be faulted. Reviewed on: 22nd July 2021

Boom shakalaka

5
Brilliant app, feels like a community! Reviewed on: 22nd July 2021

Pay for what you get

5
Great business model and great transparency Reviewed on: 22nd July 2021

Amazing service.

5
Simple and easy to use. Flexible and comprehensive. Reviewed on: 22nd July 2021

Fabulous for customers!

5
Great product and service. Innovative, personal service. Reviewed on: 22nd July 2021

Great value

5
A totally different way of insuring my bike. A like it a lot Reviewed on: 22nd July 2021

Great company

5
Changing the meaning of insurance and helping cyclists be more protected at a fair cost Reviewed on: 22nd July 2021

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review