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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Amazing

5
Love the service … the new way to do insurance Reviewed on: 22nd July 2021
cristina berta's avatar
cristina berta

Hands down the best bike insurance out there

5
It's not even close - they're amazing! Reviewed on: 22nd July 2021
EmilyR's avatar
EmilyR

Smooth insurance

5
Easier insurance to use on the market. Great customer support as well Reviewed on: 22nd July 2021
Chris S's avatar
Chris S

Market Leading Innovative Solution

5
Great to see a business like Laka breaking new ground in the use of Technology & customer experience within the industry. Reviewed on: 22nd July 2021
Derek Findlayson's avatar
Derek Findlayson

Great innovative service

5
So glad to see an innovative, cycled-focused company in this market. Reviewed on: 22nd July 2021
Rosell's avatar
Rosell

Perfect insurance company

5
This is how insurance should always have been - doing what is best for the customer at all times. Great service from great people. Reviewed on: 22nd July 2021
R Sharp's avatar
R Sharp

Laka is the best

5
Returns insurance back to what must be! Reviewed on: 22nd July 2021
Marin Marinov's avatar
Marin Marinov

Changes the way you view insurance

5
Community based and a real understanding that your bicycle is your life line that needs to be fixed or replaced quickly. Always feels like enthusiasts are running the insurance not pen pushers just wanting to make money. Reviewed on: 19th September 2020
Mark Sheldrake's avatar
Mark Sheldrake

Really like Laka

5
Really like the transparent approach to insurance and the quality of the product Reviewed on: 19th September 2020
DAVID's avatar
DAVID

Most comprehensive insurance in the market

5
Amazing company, they do put the customer above the product, I wouldn’t go to other insurance company now Reviewed on: 19th September 2020
Camilo Buitrago's avatar
Camilo Buitrago

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