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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Easy and affordable

5
Great model for insurance and easy to use Reviewed on: 11th August 2021
George Oehlert's avatar
George Oehlert

Great value, fair insurance

5
Great value insurance which provides you with a breakdown of cover each month, so you know exactly where each penny goes. Reviewed on: 11th August 2021
M Burrows's avatar
M Burrows

Excellent service

5
Really Like Laka's approach to insurance, we can trust the pool of other insured people because they are bike enthusiasts like us. And arranging things is so easy, take a photo, submit and it's done. One day all insurance will be like this, I can't wait! Reviewed on: 6th August 2021
Ashley Bolser's avatar
Ashley Bolser

Customer Focused Insurer

5
In an industry which feels like it is working against the customer it is great to work with Laka who is focused on a very high level of service. Reviewed on: 6th August 2021
HWJHANNA's avatar
HWJHANNA

Great Service

5
I took this to cover my bike. It is in a shed that is padlocked. I hope never to claim but safe in the knowledge knowing it is covered. Reviewed on: 5th August 2021
calvinmcfarlane@hotmail.co.uk's avatar
[email protected]

Laka

5
Top level insurer, #1 in the market Reviewed on: 3rd August 2021
Mike Jackson's avatar
Mike Jackson

Straight forward, no dodgy insurance loop holes to get out of paying

5
Straight forward service that actually helps cyclists Reviewed on: 3rd August 2021
Rebecka's avatar
Rebecka

Fair price, and no fuss claims

5
I was in a bike accident, and within 3 hours of submitting my repair receipts to Laka, the money was in my account - no fuss, no hassle, just excellent, friendly service - I even received emails from actual humans that weren't scripted! So fantastic! Reviewed on: 3rd August 2021
Lana Berrington's avatar
Lana Berrington

Insurance model for the future

5
A great model for group-funded cycle insurance that provides great value for top notch cover. Reviewed on: 2nd August 2021
Hoverjumper's avatar
Hoverjumper

Just had a perfect claim experience

5
Funds arrived in three days without jumping through any hoops. It was a shame to lose my bike, but I’m not bummed. Reviewed on: 2nd August 2021
Anonymous's avatar
Anonymous

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