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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Most comprehensive insurance company

5
Not only is their customer service super, their monthly report is very well summarised and comprehensive that you know they are being transparent unlike other insurance company. You know exactly what you’re paying for and there’s no reason to go back to any other insurance company! Reviewed on: 1st August 2021
mkmkmk8585's avatar
mkmkmk8585

Seamless, professional service

5
Easy to sign up; great communication & clear & concise insurance cover. Highly recommend. Reviewed on: 1st August 2021
Nicola Howarth 's avatar
Nicola Howarth

Rest assured your covered

4
Having purchased a eBike I was very concerned about protecting it from theft, damage etc. Laka provides a realistic insurance policy, very clear with all their communications and monthly emails to explain charges. Reviewed on: 1st August 2021
David Smith's avatar
David Smith

Easy community insurance

5
Cheap, easy, transparent and community based - what more do you need! Reviewed on: 1st August 2021
rose's avatar
rose

Brilliant transparent company

5
I’ve been a Lanka customer for about a year insuring 2 bikes. I haven’t had to make a claim but the transparency they provide in their communication and reviews I have read mean that I have complete peace of mind. How insurance should be. Reviewed on: 1st August 2021
Keith Robertson's avatar
Keith Robertson

Laka - fair & simple

5
Great insurance for cyclists. Very innovative Reviewed on: 1st August 2021
Simon Thexton's avatar
Simon Thexton

The best out there

5
Expensive? Possibly. But what price full peace of mind? Laka delivers. Reviewed on: 1st August 2021
Rich 's avatar
Rich

Excellent

5
Love this insurance. Feel really supported. I’ve recommended to anyone and everyone Reviewed on: 1st August 2021
Anouska Lavin's avatar
Anouska Lavin

Affordable, friendly and transparent.

5
Laka offer low cost bike insurance, are easy to get in touch with and outline exactly what your insurance fees are being spent on each month. Would highly recommend! Reviewed on: 1st August 2021
Swanny92's avatar
Swanny92

Straight forward

5
Super straight forward bike insurance and cheaper than the rest. Lots of time for the Laka team Reviewed on: 1st August 2021
Nathaniel Smith's avatar
Nathaniel Smith

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