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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
3333% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2683)

Incredible value, great service

5
I spent a long time looking around for a bike insurance provider that made you feel valued, so was surprised to find that Laka not only did this but also provided incredible value and flexibility. Have recommended to a number of my friends and they all appear to think the same thing, so add great consistency to the list as well! Reviewed on: 18th September 2020
Simon's avatar
Simon

Super service

5
Great instant service by Laka. Communication was always prompt and they do their upmost to get you back on the road. Friendly, reliable and super speedy! Reviewed on: 18th September 2020
Hannah's avatar
Hannah

Great Insurance very reasonable

5
Easy to sign up, very affordable, Great peace of mind. Reviewed on: 18th September 2020
Tracy Crossman 's avatar
Tracy Crossman

Great product, well targetted

5
Innovative approach to the concept Reviewed on: 18th September 2020
Blaise's avatar
Blaise

Simple and fair 'Community insurance'

5
Laka insurance is simple to set up and seems to be priced fairly, with a kind of community vision of looking after your bike to keep claims as low as possible so that we can all keep our premiums down. I am hoping to never have to make a claim but ride confidently knowing that if something happens I am covered. Reviewed on: 18th September 2020
S's avatar
S

Great service and products

5
Fast and painless resolution to my claim. Pre-determined agreed payout and easily adjustable premiums that don’t lock you in . Reviewed on: 18th September 2020
Steve's avatar
Steve

Cost effective cover

5
A great concept of community based cooperative style insurance which is transparent and money saving, highly recommended Reviewed on: 18th September 2020
Andy D's avatar
Andy D

Best insurance ever

5
Great product/user friendly over all great Reviewed on: 18th September 2020
bob's avatar
bob

Great model

5
Fantastic open and fair model that charges you ONLY what’s necessary and also fantastic incentive schemes. Highly recommended. Reviewed on: 18th September 2020
Tristan Rhodes's avatar
Tristan Rhodes

THE ONLY BIKE INSURANCE YOU NEED

5
LAKA ARE WITHOUT A DOUBT THE BEST INSURANCE COMPANY I'VE EVER USED. AND NOT JUST BIKE INSURANCE, BUT ANY INSURANCE COMPANY IN THE WORLD. RUN BY PEOPLE WHO LOVE THIER CYCLING AS MUCH AS THE PEOPLE THEY'RE INSURING. IF THEY DID HOME AND CAR INSURANCE - I'D SWITCH EVERYTHING TO THEM IN A HEARTBEAT Reviewed on: 18th September 2020
MATT MILLIN-BRAWN's avatar
MATT MILLIN-BRAWN

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