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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

There when you need them

5
Brilliant service and a great business model, makes me feel as a customer that we’re part of something cool Reviewed on: 1st August 2021
Andy B's avatar
Andy B

Excellent services

5
Excellent staffs with nice and good care of customer Reviewed on: 1st August 2021
HuynhTho Lu's avatar
HuynhTho Lu

Excellent bike insurance

5
I have used Laka for several years now and have made 2 claims. On both occasions Laka were incredible, such a change from the usual insurance companies. My first claim was even paid out on the same day. They are brilliant. Reviewed on: 30th July 2021
Phillip's avatar
Phillip

The insurer you can actually trust

5
Very transparent fees, and an insurer that actually gives you the feeling that you're "covered" in all eventualities. Reviewed on: 28th July 2021
Lewis's avatar
Lewis

Digital first for the win

5
Great kit - great people - ideal insurance partner Reviewed on: 28th July 2021
Vlad Evseev's avatar
Vlad Evseev

Quality Cycle Insurance

5
As a cyclist, this is what you want: quality insurance designed by cyclists for cyclists... Reviewed on: 27th July 2021
Jim's avatar
Jim

Great service & company

5
Very happy with Laka customer service and their overall transparency. Reviewed on: 26th July 2021
Aaron Hill's avatar
Aaron Hill

Superb offer

5
Bring a great offer and excellent service. Innovative approach backed up by high quality customer service. Reviewed on: 25th July 2021
fraser.skilling@gmail.com's avatar
[email protected]

Great easy insurance

5
Nice to see a digital-first insurance company, very easy to use. Reviewed on: 24th July 2021
Andy Shannon's avatar
Andy Shannon

Great insurance for cyclists

5
Excellent insurance product for cyclists, always a fair price. Reviewed on: 23rd July 2021
Paul Connah's avatar
Paul Connah

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