Paid advertisement
Smart Money People Logo
Newsletter

Laka: Cycle insurance reviews

4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review

Laka Cycle insurance reviews (2748)

Insurance delivered as a fully trusted service

5
Laka is going above the traditional boundaries of any insurer .... they are interacting with, and very positively contributing with the "bicycle" ecosystem. Reviewed on: 23rd July 2021

Brilliantly different

5
Really great concept, fab customer service, easy to use and equitable. Reviewed on: 23rd July 2021

Quality, honest insurance

5
In a world of shit talkers, Laka cut through with honesty and integrity at their core. The monthly payments reflect the collectives claims alongside supporting grassroots cycling projects. Cannot recommend them enough. Reviewed on: 23rd July 2021

Insurance for the people by the people

5
With great service and transparency Reviewed on: 23rd July 2021

A great idea

5
Laka isn’t just a great idea. It’s a model that works! Reviewed on: 23rd July 2021

Best in Bike Insurance

5
Absolutly fantastic product and service. I can recommend LAKA insurance to all the bike riders at any time and way. Reviewed on: 22nd July 2021

Unparalleled level of service

5
By far the best bike insurer out there! Reviewed on: 22nd July 2021

Brilliant at every turn

5
Clear policy, no fuss claims. Customer service is cannot be faulted. Reviewed on: 22nd July 2021

Boom shakalaka

5
Brilliant app, feels like a community! Reviewed on: 22nd July 2021

Pay for what you get

5
Great business model and great transparency Reviewed on: 22nd July 2021

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review