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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
3333% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2683)

Community based cover

5
Love that we are all in this together looking after each other Reviewed on: 18th September 2020
Michael Robinson's avatar
Michael Robinson

Quality Product From A Quality Company

5
Excellent company offering a great service that has the need of real cyclists at heart. The need to make a claim has yet to arise but I feel confident in the product and have recommended them to friends and fellow cyclists... Reviewed on: 18th September 2020
Jim's avatar
Jim

The best way to insure your bike.

5
Fantastic company. Very easy to insure and update. Total cover. Reviewed on: 18th September 2020
Gary Crocker's avatar
Gary Crocker

Great Model for Bike Insurance

5
Set up was easy with Laka. Simple to understand and customer service has been exemplary. The no-minimum contract tie in is also a plus. Costs have been manageable to-date. Reviewed on: 18th September 2020
Alex's avatar
Alex

Laka

5
A friend recently had an issue with insurance provided by a large online cycle company, so when choosing my insurance I did lots of research and Laka had the best reviews by miles. The process of listing my gear onto the site was very simple and their ethos of shared pain and gain is one that really appeals. Good value and a good feel to the company. Reviewed on: 18th September 2020
James Crorkin's avatar
James Crorkin

Best bike insurance

5
I have been with them more than a year and the service has been amazingly good. Top company! Reviewed on: 18th September 2020
Marta's avatar
Marta

Piece of Cake, Piece of Mind Insurance

5
Laka provides straight forward Cycle (E-bike) and equipment insurance arranged through a few simple steps on their website at a sensible cost. The monthly costs flex to reflect the claims of other Laka customers in the proceeding month which means the cost can go down as well as up marginally but overall flattens out over the year to represent supurb value for money and piece of mind that your pride and joy as well as some associated equipment is protect should it be damaged or stolen. Reviewed on: 18th September 2020
Tim's avatar
Tim

Good Comprehensive insurance

4
Good customer service Some nice perks Reliable payout Reviewed on: 18th September 2020
Jordan's avatar
Jordan

Can't stop talking about them

5
I love community, I love cycling, I love my bike being safe. Smash these 3 together and you'll find Laka in there, supporting you on the hard days when your bike suffers. A community who have got each other's backs. And if something naughty does happen to my bike, I know I'll be cycling again soon thanks to their insurance. Reviewed on: 18th September 2020
Kate's avatar
Kate

The Only Cycle Insurer for Me

5
Quick and easy to apply, great monthly costs, great community, and extremely positive experience thus far. As long as I am riding they will be my insurer. Reviewed on: 18th September 2020
IHaveAPetTiger's avatar
IHaveAPetTiger

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