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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

The Only Cycle Insurer for Me

5
Quick and easy to apply, great monthly costs, great community, and extremely positive experience thus far. As long as I am riding they will be my insurer. Reviewed on: 18th September 2020
IHaveAPetTiger's avatar
IHaveAPetTiger

Great insurer and great value

5
Would very much recommend Laka insurance. Good value for money, simple to claim and really quick to sort out any problems. Many thanks. Reviewed on: 18th September 2020
Nate's avatar
Nate

Laka pedalling community

5
I'm so happ yo be part of the Laka community. They really understand our needs and wants and offer a service that suits. Reviewed on: 18th September 2020
Jose Mejia's avatar
Jose Mejia

Honest, cheap insurance

5
no hassle insurance. No hidden cost and you pay a fair price Reviewed on: 18th September 2020
Sunil's avatar
Sunil

A different approach to cycle insurance

5
Clear monthly statements, and really happy with the concept of my payments paying for the insurance claims. Reviewed on: 18th September 2020
betheridge's avatar
betheridge

Friendly, human insurers

5
They are actual people and understand how people function. They are transparent about their priorities and processes, and make you feel their passion for cycling. Reviewed on: 18th September 2020
Constanza's avatar
Constanza

Shaka Laka

5
Laka is the best !!! Laka is the best !!! Laka is the best !!! Reviewed on: 18th September 2020
Richard Baca's avatar
Richard Baca

If you are looking to take care of your precious bike and equipment, Laka is the way to go

5
After researching a few weeks for an insurance provider, Laka ended up being the best choice. Their pay only for the monthy claims system make it fair and also cheaper than other services. Reviewed on: 18th September 2020
Francisco 's avatar
Francisco

Never worry about your bike again

5
As an owner of an overly expensive bike in a shared house I used to constantly worry about my bike but now I don’t have to. The flexible and value for money the Lanka coverage gives me means I leave the house and don’t stress about my bike going missing. Plus the social / ethical nature of the coverage gives me a sense of community and pride! Reviewed on: 18th September 2020
SB's avatar
SB

Excellent, innovative, honest

5
I really like Laka. Never had to claim but the customer service is excellent and you just know that they have the customer's best interest at the forefront. Love the business model, it's clever and innovative. Reviewed on: 18th September 2020
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James Rees

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