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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

I like them

5
They’re great. Excellent cover at very fair prices. Reviewed on: 18th September 2020
Philip Howard's avatar
Philip Howard

Great business model and everyone should join!

5
I've repeatedly recommended Laka to anyone I know buying a bike. Reasonable cost, I like that it is discounted where money is recovered so we all benefit. Reviewed on: 18th September 2020
Laura 's avatar
Laura

By far the best insurance of any type anywhere ever

5
Can't speak highly enough of Laka - affordable, transparent, friendly, efficient, fair, reliable. This community-powered insurance offering is genuinely on the side of cyclists. Keep up the great work! Reviewed on: 18th September 2020
Mark Williamson's avatar
Mark Williamson

Customer service is incredible

5
Fast professional customer service. No jargon. No problem. Couldn’t recommend them enough Reviewed on: 18th September 2020
vicky hayward's avatar
vicky hayward

easy customer focused insurance products. excellent

5
easy customer focused insurance products. excellent Reviewed on: 18th September 2020
ben's avatar
ben

Best value for money

5
The best way to buy bike insurance, Laka offer fantastic cover and rates, the staff are very helpful nothing is to much trouble , the new way forward for bike insurance, can’t wait until I can insure my car the same way. Reviewed on: 18th September 2020
Mike Ramm's avatar
Mike Ramm

Awesome says it all

5
Laka are by far the best cycling insurers in the market. Reviewed on: 17th September 2020
George Anderson 's avatar
George Anderson

Quick, easy, honest

5
Love the way the whole system works, it’s simple and easy to understand and I don’t feel like I’m being taken advantage of. Anytime I deal with Laka it’s a quick and easy experience Reviewed on: 17th September 2020
Ben A's avatar
Ben A

Amazing customer experience

5
Not gonna lie, when initially comparing prices between Laka and companies like Bikmo I was sceptical to why Laka is cheaper. However have since submitted a claim and the process could not be smoother. They were not only responsive but also very generous on the amount to compensate, there was no argument involved. Money went into my account a day later. Amazing company, won't be taking out insurance with anyone else now. Reviewed on: 12th September 2020
Lynn Luong's avatar
Lynn Luong

Brill

4
Everyone should get it, its out of this world Reviewed on: 9th September 2020
xolou40xo's avatar
xolou40xo

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