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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
97% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Incredibly easy to deal with!

5
I've had to claim for a damaged bike twice, and both times the handler looking into my case couldn't do more to help. They were very fast, efficient and got me back on the road faster than I could have imagined. Excellent value for money, and fantastic customer service. Reviewed on: 14th August 2020
Alex Hill's avatar
Alex Hill

best insurer in the UK!

5
Had an accident while abroad, the team was quick to respond and i got my bike fixed and the money in a matter of days! Reviewed on: 14th August 2020
JJM's avatar
JJM

Great product

5
Easy process to sign up via their app, great customer service and you genuinely feel part of the Laka community. Reviewed on: 13th August 2020
Debbie.allen@gremble.com's avatar
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Fab company and bringing trust back into insurance

5
Easy smooth purchase of insurance policy. Great team Reviewed on: 12th August 2020
Laura's avatar
Laura

The best insurance in the world

5
The best insurance hands down. Great team of people working behind it Reviewed on: 12th August 2020
Steph fernandes 's avatar
Steph fernandes

Laka is fabulous

5
Tailored, expert, community insurance. They pass on savings when possible every month, very impressive! Reviewed on: 11th August 2020
Nick Healey's avatar
Nick Healey

An excellent company to deal with

5
Laka were great with me when I had to claim. They were friendly and did their utmost to get my claim solved as quickly as possible Reviewed on: 11th August 2020
Dom's avatar
Dom

Excellent value and sense of community

5
Fair insurance that brings a sense of community at a good price and with no excess. Reviewed on: 11th August 2020
Olivia dunne's avatar
Olivia dunne

Great insurer, by people that understand how cycling works

5
I have had only great experiences with Laka, they have helped me when I have had issues with my bike and their innovative pricing means that I am getting the best price. No other bike insurer gets close. Reviewed on: 3rd August 2020
George Oehlert's avatar
George Oehlert

Sorted me out in a pickle with no worries at all

5
Loved the customer service, actual insurance product and co-op style. Reviewed on: 3rd August 2020
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dingdong41

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