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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Easy to use, good value.

5
Online chat was friendly and very informative. Reviewed on: 28th August 2020
Kary Greer's avatar
Kary Greer

Great guys, great product and much more innovative than anyone else

5
Laka have saved me money and hassle, as well as offering a great service when things do go wrong, 11/10. Reviewed on: 28th August 2020
dexter's avatar
dexter

Best insurance out there

5
They’ve been very supportive in helping our team and have a unique and modern approach to cycling insurance. Reviewed on: 28th August 2020
Connie Mclaughlin's avatar
Connie Mclaughlin

Flexible no nonsense insurance

5
These guys make life easy for cyclists and insuring their gear. Super flexible, and give a lot back to the two wheeled community Reviewed on: 28th August 2020
Sam Morgan's avatar
Sam Morgan

How it should be

5
Amazing company with a real community ethos and a unique business model that deserves all the success coming their way. Highly recommended. Reviewed on: 28th August 2020
Gordon's avatar
Gordon

Excellent all-round service

5
Friendly and efficient, the must-have insurers for your bike Reviewed on: 28th August 2020
Penelope De Brett's avatar
Penelope De Brett

Fantastic responsive service

5
I've saved money through Laka's community model and they've been really responsive when needed to - top class. Reviewed on: 28th August 2020
Ian Mansel-Thomas's avatar
Ian Mansel-Thomas

So easy!

5
I'm a bike nerd, all my bikes have been built from scratch and Laka is the only insurer that will easily let me add these without needing a shop listing or receipt. Not to mention it's the cheapest by far and if I sell a bike or buy a new one I can easily add and remove items from the list and chose how much to insure them for. There's honestly not a single thing I'd change about their service. Reviewed on: 28th August 2020
Sumo89's avatar
Sumo89

Got me back on two wheels straight away

5
When I was unfortunate enough to have my bike stolen Laka sorted me out straight away and managed to get hold of all the specific parts and components for my custom build before I knew it. They even went out of their way to source components that weren't readily available to replace like for like. Excellent service that I've never experienced from other insurers before. Reviewed on: 28th August 2020
Rob's avatar
Rob

Simply the best

5
Every experience I've had with Laka has been top notch. They're doing things that I've never seen an insurance company do before, they so involved with the community and genuinely want to make their customers lives better! Reviewed on: 28th August 2020
Scoot's avatar
Scoot

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