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Laka: Cycle insurance reviews

4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Fantastic Experience

5
I had such a great experience. I was really distressed when something happened to my bike, but they were so friendly and helpful with me. Made the process easy and would recommend them to anyone. Reviewed on: 27th August 2020

Claim handling

5
They were quick, competent, fair and friendly. Reviewed on: 27th August 2020

Fantastic product

5
Unique product made for cyclists Reviewed on: 27th August 2020

Professional and helpfull

5
They were professional and very helpful. Claim went through very fast and Wes easy to claim. Highly recommend them Reviewed on: 26th August 2020

Amazing

5
Amazing prices, amazing service and amazing team behind who are always ready to help and advise! Reviewed on: 26th August 2020

Love it

5
Awesome bike insurer.- love what they do Reviewed on: 26th August 2020

Laka - Best Bike Insurance

5
Laka really understands cyclists and cycling. Fair pricing, exceptional customer service Reviewed on: 26th August 2020

Great experience

5
Really happy with this provider, everything is easy and like the shared expense part which feels more fair compared to traditional insurance. Reviewed on: 25th August 2020

simple, to the point & good for customers!

5
finally, a product thats customer focused. Reviewed on: 24th August 2020

Great concept

5
I love the fact that Laka is personalising insurance again - definitely a concept for the future. Reviewed on: 24th August 2020

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review