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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

Amazing company

Best company for bike insurance, i recommend to all my friends Reviewed on: 27th August 2019

Innovative & Friendly

Great product, that is brilliantly delivered in a quick and assured fashion Reviewed on: 27th August 2019

Laka- friendly and their interests are aligned with your as a cyclist

I recommend Laka as their way of providing bike insurance just makes sense as their interests as aligned with yours- where they make money based in claims rather than based on trying to turn down as many claims as possible like some insurers. Laka are friendly to deal with, though I haven't had to make a claim, and the price is ok too. Reviewed on: 27th August 2019

Fantastic insurance for mountain bikers

Brilliant company, excellent product. Reviewed on: 26th August 2019

Would totally recommend

You feel like you're talking to human beings and not robots or men in black trying to get your money for nothing. Reviewed on: 26th August 2019

Game-changing bike insurance

Brilliant company- love the concept and have recommended the company to many friends and colleagues and anyone else that uses them agrees! I like that it promotes honesty and there is a cap on how much I will pay for my bike insurance each month and it covers much more than most over bike insurance companies such as races etc. The website is easy to use and I've never had any issues whatsoever. I've thankfully not had to claim for anything yet so I cannot give feedback on how they handle claims but it's been a very positive experience so far. Reviewed on: 23rd August 2019

A New Spin On An Archaic Industry

Laka gives you the flexibility as a cyclist you need charging you a fair amount each month based on claims - ultimately it's turning the industry and the expected norm on it's head! Reviewed on: 23rd August 2019

AMazingly quick and fair settlement of claim

Such quick, friendly service and all done fairly to the community - what more could one ask for from an insurance company Reviewed on: 23rd August 2019

Quick, cheap and easy

Extremely helpful service, easy to use and understand and great prices Reviewed on: 23rd August 2019

Innovative

Very innovative. Have recommended to all my friends Reviewed on: 22nd August 2019

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