Write a review

Go to business site

Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

Read all reviews See your review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

Great innovation in insurance

Laka is redefining bike insurance, love the product and the brand. Thanks team! Reviewed on: 9th September 2018

Brilliant. The insurer is on my side!

I trust my claim will be paid and I have peace of mind Reviewed on: 7th September 2018

Evolutiom

Great concept and deliver of services! Reviewed on: 7th September 2018

Bicycle insurance as it should be!

Laka clearly focus on their customers which is a great and often hard to find from an insurer. They product they offer is simple, easy to understand, and most notably, enables cyclists to support eahother, building a sense of community that is lost with modern insurance! Reviewed on: 7th September 2018

Best insurance you could ever want

The cheapest bike insurance I've ever had in my entire life. Brilliant company that just do what they say, offering people the best possible insurance. Reviewed on: 7th September 2018

Amazing company

Very good service, would recommend to everyone!!! Reviewed on: 7th September 2018

Great Company, great new idea

Rethinking insurance at core. Being one step ahead to the old corporates. Reviewed on: 7th September 2018

Great idea - fair price!

Love the idea, service & brand - turning bike insurance on its head Reviewed on: 7th September 2018

Perfect for cyclists

Fantastic cover which is also cheap - where is the catch? There is none? YEAH!!! Reviewed on: 7th September 2018

Super and Innovative!

I really enjoy Laka! They have such a cool business model concept and the service really works. I've covered two of my bicycles with them and I also had the opportunity to meet like minded people via their Laka Cycling Club. 5 Star Cycling Insurance! Reviewed on: 7th September 2018

Alternative products

Car insurance
from Aviva 3.68 from 553 reviews
Motorbike Insurance
from Hastings Direct 3.24 from 12 reviews
Car Insurance
from NatWest 4.00 from 5 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub