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Laka: Cycle insurance reviews

4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Insurance that genuinely has your back

5
Insurance that genuinely has your back Reviewed on: 9th October 2024

best mobility insurance

5
incentives are aligned & customer service is awesome Reviewed on: 12th October 2023

Ground Breaking Technology & Proposition

5
Top quartile customer experience, & refreshing approach to reinventing the customer journey. Reviewed on: 12th October 2023

Amazing service

5
Great customer support and fair pricing! Reviewed on: 12th October 2023

Frequently Reccomended

5
I frequently recommend Laka, having used them for the past 3 years. Reviewed on: 12th October 2023

Great service

5
Overall positive experience with Laka Reviewed on: 12th October 2023

Amazing company

5
Very happy user. Great experience Reviewed on: 12th October 2023

the most user friendly insurance platform

5
Reinventing insurance, Laka have turned the industry on it's head making it easy to use, accessible and fun. I couldn't recommend this more highly Reviewed on: 12th October 2023

LAKA KEEPS MY BIKE SAFE

5
LAKA is an excellent insurance company that allows me to keep my bike safe all the time Reviewed on: 12th October 2023

no questions asked

5
simply THE go to insurance for bicycles Reviewed on: 12th October 2023

Seamless experience

5
A modern, user-friendly bike insurance service that is very agile and adapted to the needs of the cyclist. Bike insurance for bike users. Reviewed on: 12th October 2023