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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2918)

Fair, transparent and excellent value.

5
Fair, transparent and excellent value. Reviewed on: 2nd August 2024
NickF's avatar
NickF

Comms are great and value for money really clear

5
Comms are great and value for money really clear Reviewed on: 2nd August 2024
Andrew Musgrave's avatar
Andrew Musgrave

Made by cyclists for cyclists easy to engage with

5
Made by cyclists for cyclists easy to engage with Reviewed on: 2nd August 2024
Dave W's avatar
Dave W

Not had any use to date

4
Not had any reason to make a claim so far, but a report from a friend has been very good Reviewed on: 2nd August 2024
DMcM's avatar
DMcM

First class company

5
I have claimed three times. A lost Garmin, a theft, and a crash. Each time my experience with Laka was exceptional. Especially after my bike was stolen when it was very upsetting and we felt violated in our own home. Laka were supportive and kind. Reviewed on: 2nd August 2024
Steve's avatar
Steve

Honest, reliable, human

5
I've never had to make a claim with Laka (thankfully), but I've found their website, service and offer so clear, straightforward and user-friendly. They send clear emails when changes are upcoming, and I've received communications from real people when I've had a query. My feeling is they are honest, reliable, human. I trust my bike is being taken care of. I recommend them all the time. Reviewed on: 1st August 2024
Ros W's avatar
Ros W

Simple and effective.

5
Simple and effective, easy to navigate and make a great choice that works best for you. Reviewed on: 1st August 2024
Martin's avatar
Martin

Simple and effective

5
Excellent service and good value for money. Reviewed on: 1st August 2024
Fabio C's avatar
Fabio C

Low cost and the service is for cyclists.

5
Low cost and the service is for cyclists. Reviewed on: 1st August 2024
Paul W's avatar
Paul W

Highly recommended!

5
Easy, good value for money and the claims process is super quick and easy. Definitely recommend! Reviewed on: 1st August 2024
Phil's avatar
Phil

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