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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Super friendly and affordable

5
Feel really secure knowing Laka is insuring my bike. Reviewed on: 3rd October 2023
Brad McCormick's avatar
Brad McCormick

Run by cyclists for cyclists

5
I hope you never need to claim, but if you do, my experience is that Laka is there for you. My LBS found them super to deal with too Reviewed on: 2nd October 2023
David Andrews's avatar
David Andrews

Great insurance

5
Very fair price, easy to use website and clear terms of cover. Not had to claim yet but I have confidence in their service for when I may have to. Reviewed on: 2nd October 2023
James Brown's avatar
James Brown

Would recommend!

5
Does everything I need at a good price. Reviewed on: 2nd October 2023
James Middleton's avatar
James Middleton

Best of the best

5
I have never expected like this type of service. It was truly awesome. I am not giving review for only winning money but it really means a lot for me as I am a delivery rider. The price is a bit expensive as I thought. Thank you! Reviewed on: 2nd October 2023
Padam Bahadur Thapa's avatar
Padam Bahadur Thapa

Got me back on the road

5
Simple and easy to use. Clear pricing structure Reviewed on: 2nd October 2023
Joel Sampson's avatar
Joel Sampson

Very good user experience

5
Nice company, simple steps to join Reviewed on: 2nd October 2023
Jeremy Akhavi's avatar
Jeremy Akhavi

Transparent, good value and friendly

5
Laka break down your payments, they speak to you like the humans they are, and you can personalize your plan Reviewed on: 2nd October 2023
Iona M's avatar
Iona M

Seems fair !!

5
Understand what I pay for. Great communication monthly! Doesn’t over sell and fair pricing! Monthly benefits optional on plan! Never had to make a claim but know how to do so if I need as website has ease of use and understanding! Would recommend! Reviewed on: 2nd October 2023
Zoe Clapperton's avatar
Zoe Clapperton

If they insured everything, I would use them for everything

5
The best insurance product I have ever had. If they insured houses, cars, and health, I would use them for that too. Their business model puts people above profit. Thank you Laka! Reviewed on: 2nd October 2023
Alfie Shaw's avatar
Alfie Shaw

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