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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,653 reviews, last reviewed 2nd Oct 2025
28900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

Great customer service Very helpful customer service and easy to follow website/joining up Reviewed on: 2nd October 2025
Wendy's avatar
Wendy

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2653)

Easy as a collective!

5
Very easy to set up and all the cover I needed. Flexible pricing which has always been the best can’t fault it. Reviewed on: 5th September 2023
Guy H's avatar
Guy H

Great service

5
Very happy with the price and communication from the company. Reviewed on: 4th September 2023
matt coleman's avatar
matt coleman

Quality insurance product

5
Great product with a fantastic community and support built around it, I'll never stop recommending Laka to friends! Reviewed on: 4th September 2023
Danny Edwards's avatar
Danny Edwards

Best insurance out there

5
I had my ebike stolen in a violent attack 11months ago, only 2 month after I started my insurance with Laka. They were very efficient and super kind and I got everything replaced swiftly and also got some funds for osteopath treatment for my injuries. Would never change. Reviewed on: 4th September 2023
Birgit Bomball's avatar
Birgit Bomball

very well priced

5
Very well priced and super easy to take out insurance. It’s great to be part of a collective to help cover the cost of stolen bikes and kit. Hopefully I never need to make a claim but I’d imagine it would be a breeze. Reviewed on: 4th September 2023
Luke Dennis's avatar
Luke Dennis

The Best Cycling Insurance

5
Laka bicycle insurance supports the cycling community through an open, fair and inspired approach to insurance. Reviewed on: 3rd September 2023
Julian Free's avatar
Julian Free

Does exactly what it says on the tin

5
Fantastic insurance that does exactly what it says, no hassle no quibble insurance who are quick to resolve issues Reviewed on: 3rd September 2023
Ed B's avatar
Ed B

A great concept

5
So reasonably priced and great to know that we are only paying for what is claimed each month. Reviewed on: 2nd September 2023
Kath Nicholls's avatar
Kath Nicholls

Value for money

5
Great cover, reasonable premiums part of a collective rather than corporate, meets my personal views & requirements all in one. Reviewed on: 2nd September 2023
Anthony Piff's avatar
Anthony Piff

Fab company

5
Easy to use and got me back on the road after my bike was stolen. Thank you! Reviewed on: 2nd September 2023
Tash's avatar
Tash

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