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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

So easy and cheap

5
Considering this company is such a low price, the convenience and usability of their interface and products it’s second to none. I hope to not have to claim for my bikes, but I trust that if I do, Laka will look after me. Reviewed on: 1st August 2023
Jai Pantling's avatar
Jai Pantling

Transparent and community-focused

5
Transparent and community-focused Reviewed on: 1st August 2023
Alex's avatar
Alex

Incredible insurance - I recommend to everyone

5
Honestly the most helpful, fast response. It’s the only insurance who really seem to care about their customers! Reviewed on: 1st August 2023
Cw's avatar
Cw

does it all

5
Everything is really clear when it comes to coverage and anyone who made a claim is very happy with the swift response. I hope I won't need it but good to know it's there. Reviewed on: 1st August 2023
Angelos Gourgoulis's avatar
Angelos Gourgoulis

Great innovative cyclist focused insurance

5
Clever business model that just works for a cyclist, their kit, their travel plans and their focus on n+1 bike philosophy. It’s a policy that can change with your cycling aims and progress. Reviewed on: 1st August 2023
Carl's avatar
Carl

Great vibe and service

5
I've been very happy with Laka, affordable, straight forward and clear - what more could you want. Reviewed on: 1st August 2023
Sion Eryl Jones's avatar
Sion Eryl Jones

Absolute legends

5
Unfortunately had to claim on my Laka insurance back in January when my bike was stolen over Christmas / New Year. It could not have been a smoother process, super helpful staff and super friendly too. Not everything that sounds to good too be true is a scam after all Reviewed on: 1st August 2023
Kav's avatar
Kav

Best in the business

5
Zero hassle, no excess, staff that clearly care about cycling. When I had a claim they resolved quickly and professionally and were very accommodating to my needs Reviewed on: 1st August 2023
Patrick Shaw's avatar
Patrick Shaw

No hassle!

5
I had a bike malfunction and damaged my SL5 carbon frame pretty badly - needed all sorts of work but was fixable. Laka's friendly team (I dealt with Keegs) were helpful from start to finish and the ease of uploading my incident to their portal was second to none. Laka dealt with my claim fairly and quickly, even though I hadn't got enough cover to replace my bike like for like brand new. There were no arguments and no queries just a easy and quick service that I would recommend to anyone wanting a pain free insurance experience should you need it Reviewed on: 1st August 2023
Ben Bloodman's avatar
Ben Bloodman

Simply amazing insurance.

5
I've had Laka insurance for a few years now, and it has been great to know that my bike and gear are covered if anything goes wrong. And it does! Unfortunately, I've had to make two claims, and each has been handled magnificently. I just can't imaging a better insurer. Reviewed on: 1st August 2023
Julian Saunders's avatar
Julian Saunders

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