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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,643 reviews, last reviewed 22nd Sep 2025
28100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

4

I find it too expensive. I find it too expensive. Maybe they should provide a cheaper option depending the area where you live? Reviewed on: 22nd September 2025
Sonia's avatar
Sonia

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2643)

Best insurance for cyclists

5
Never had to claim, but I fully trust it’d be a smooth process Reviewed on: 4th October 2022
Anonymous's avatar
Anonymous

Great ethos

5
I like this way of getting insurance! Reviewed on: 3rd October 2022
Amy's avatar
Amy

Affordable insurance

5
Very affordable insurance with great cover! Reviewed on: 3rd October 2022
Edmund Procter's avatar
Edmund Procter

Affordable Insurance

5
Affordable insurance that gives peace of mind after my previous experiences Reviewed on: 3rd October 2022
Carlotta McPherson's avatar
Carlotta McPherson

Run for cyclists, by cyclists

5
Insurance companies usually feel like they’re run by accountants, seeking to minimise payouts and maximise profits. Laka is the polar opposite: it’s a group of cyclists trying to deal constructively with a problem we all face - people steal our stuff and sometimes we fall off. The transparency concerning how the money is spent, and how our premiums are calculated, is exemplary. I really hope they can maintain this ethos as they get bigger. Reviewed on: 3rd October 2022
Paul's avatar
Paul

Super simple service, great price

5
Does exactly what it says on the tin, at a great price Reviewed on: 3rd October 2022
John Connolly's avatar
John Connolly

Amazing

5
Top notch customer service that are committed to helping you through your insurance claim. Reviewed on: 3rd October 2022
Ed's avatar
Ed

Why hasn't insurance always been like this?

5
Everything about Laka makes sense. From the brilliant and simple design, to the imaginative approach which makes you feel 'like one of the family'. Smart and sophisticated, intelligent and welcoming. An amazing service. Reviewed on: 3rd October 2022
Richard Hale's avatar
Richard Hale

amazing customer service

5
My Wahoo computer smashed and sad to say it was probably me fault. This happened on the Saturday and by the following Saturday my replacement was on it's way. LAKA keep me at ease that if I need them in the future I will have them on my side Reviewed on: 3rd October 2022
Coenie de Groot's avatar
Coenie de Groot

Friendly and approachable

5
Fortunately I've not had to use my insurance yet, however after sifting through the hellscape of insurers, finding such a highly rated and recommended one in Laka that lays everything out at face value with no nonsense has been absolute bliss. Reviewed on: 3rd October 2022
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Indomitable Duck

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