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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Amazing provider

5
Incredible service and provider that is working for the good the people Reviewed on: 7th October 2022
richardkett@hotmail.com's avatar
[email protected]

Innovative solution

5
I love the Laka model… I was fed up of feeding money to big insurance. Laka feels like a community with a purpose. Hope they shake up other areas of the insurance market. Reviewed on: 7th October 2022
Joshua Pocock's avatar
Joshua Pocock

Great service they get it

5
They just get it. Cycling insurance for cyclists clear for all to understand and great service Reviewed on: 7th October 2022
David's avatar
David

Faff free

5
Faff free insurance, human response. Reviewed on: 6th October 2022
Cb's avatar
Cb

Are you ready?

5
Why not? Are you sure? You should try it Reviewed on: 6th October 2022
Amador Gonzalez's avatar
Amador Gonzalez

Amazing insurers

5
Lovely humans who care about bikes and cyclists. Reviewed on: 6th October 2022
Sophie Dear's avatar
Sophie Dear

Best insurance company...

5
By far! Best service, best experience absolutely nothing to complain about Reviewed on: 6th October 2022
Marc Zovighian's avatar
Marc Zovighian

Awesome company

5
Best bicycle insurer out there! Reviewed on: 6th October 2022
email-webbed.0u@icloud.com's avatar
[email protected]

Simply awesome

5
Finally an insurance company that cares about getting me back on the bike, rather than just their bottom line. Bravo Laka! Reviewed on: 6th October 2022
Andy p's avatar
Andy p

Already recommended to my Mum

5
Easy to use, easy to sign up, comprehensive, fair pricing - I've already recommended to my Mum for her ebike. Reviewed on: 6th October 2022
Nigel's avatar
Nigel

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