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Laka: Cycle insurance reviews

4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Great

5
Amazing insurance! Great value for money and outstanding customer service. Reviewed on: 1st August 2023

Insurance made simple

5
Laka have made insuring my bikes so simple. The costs are fair and the amount of cover is expectional. They’re always available to contact and the communication has been swift and easy. Would highly recommend Laka. Reviewed on: 1st August 2023

Best insurance out there

5
I've been an early adopter of Laka and can't see myself ever changing. Customer service is top notch, communication is simple, price is fair and the community they have built is great. Always recommending Laka too. Reviewed on: 1st August 2023

Easy experience thus far

4
Easy experience registering with fair prices, I would’ve put full marks but as I am (thankfully) yet to make a claim I can’t provide a full review. Given the experience so far and the responses of others I assume it would be just as smooth. Reviewed on: 1st August 2023

Great Insurance - especially if you have to claim

5
Unfortunately I had to make a claim recently and Laka were excellent to deal with and helped me through the whole process Reviewed on: 1st August 2023

Trustworthy insurance

5
Reliable, clear, and trustworthy. What you want from an insurance! Reviewed on: 1st August 2023

Flexible, Comprehensive, Yet Cheap

5
Flexible, Comprehensive, Yet Cheap Reviewed on: 1st August 2023

Amazing

5
Im very happy, and I recommend for all my friends and family Reviewed on: 1st August 2023

I Laka it a lot

5
Super easy to get a quote and set up insurance with Laka, they're completely transparent about costs and your cover. Feels great knowing that I'm covered should anything happen, be it racing or plain old bike theft. So good I added my partners bike too, took about 2 minutes to add! Reviewed on: 31st July 2023

Quick and simple Peace of mind

5
Getting cycle insurance through Laka was quick, easy and instantly provided me peace of mind. The ease of use and simple wording makes me recommend it to friends and family - I just want them to start offering other forms of insurance as well! Reviewed on: 28th July 2023

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review