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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Always willing to go the next mile

5
Always willing to go the next mile Reviewed on: 25th July 2023
M's avatar
M

Extremely fast and helpful

5
Extremely fast and helpful, highly recommend Reviewed on: 25th July 2023
Mink Kempen's avatar
Mink Kempen

Insurance made Easy

5
I’ve had multiple claims with Laka after unfortunate incidents whilst cycling, and every time they’ve been a massive help getting back on the bike. Reviewed on: 24th July 2023
Sam Barrett's avatar
Sam Barrett

great company

5
Laka dealt with our bike which was involve din an accident fantastically. swift over emails and stress free. Reviewed on: 24th July 2023
Elan Sey's avatar
Elan Sey

Wow

5
I knew from friends they were good but just couldn’t believe HOW GOOD. After I had a crash my claim was sorted in less than a week. Amazing communication, friendly and caring staff. Feels like an insurance run by cyclists for cyclists. Reviewed on: 24th July 2023
Vlad Bodogan's avatar
Vlad Bodogan

Best bike insurance by far

5
Having had mates spend months chasing claims from other "specialised bike insurers", knowing that Laka pays out quickly and at the right value means a lot. Reviewed on: 24th July 2023
Adam Neilson's avatar
Adam Neilson

Customer centric insurance

5
Laka is an incredibly refreshing way of doing insurance. By generating income from settling claims, they're putting the customer first - this means their claims experience is super FAST! 100% recommend. Reviewed on: 10th July 2023
Ollie Howard's avatar
Ollie Howard

Absolutely incredible people

5
The most sensible/human interaction I've ever had with an insurance company. The claims process is unrivalled. I've recommended Laka to a lot of people and will continue to do so. Reviewed on: 10th July 2023
Tim Tamimi's avatar
Tim Tamimi

Amazing company and service

5
Laka is always above and beyond anything else. They treat you like a person and help you every step of the way whether is questions about which insurance is best for your needs to sorting out your claim, they make it so easy. Can’t recommend then enough! Reviewed on: 1st June 2023
Cam McDougall's avatar
Cam McDougall

Does anyone believe all these reviews are genuine?

1
Reviewers only leave a review for this company. Some reviewers have left two 5* reviews only weeks apart. If it looks to good to be true... Reviewed on: 7th March 2023
Geoff's avatar
Geoff

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