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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,464 reviews, last reviewed 5th Sep 2025
11100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
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0%
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0%
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0%

Latest highest rating:

5

Super insurer Laka have always been fast and effective when handling my claims! Reviewed on: 5th September 2025
Tom V's avatar
Tom V

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2464)

How Insurance should be!

5
I really value the communication I get from Laka, especially the cost breakdown (even more so when I’m told I’ll pay less than my expected premiums some months!). The joining bonuses were great and I would absolutely recommend them to anyone! Reviewed on: 1st October 2022
Harry P's avatar
Harry P

Best insurance provider there is

5
Best insurance provider there is Reviewed on: 1st October 2022
james pagden's avatar
james pagden

Simple honest insurance

5
Fair insurance run by people who understand bikes and simple explanations Reviewed on: 1st October 2022
George hill's avatar
George hill

Great business model

5
Easy to use and great people-oriented business model, I recommend~ Reviewed on: 1st October 2022
Sean B's avatar
Sean B

Amazing

5
Laka is simple to use, well priced insurance. Reviewed on: 1st October 2022
Melanie Berry's avatar
Melanie Berry

Made insurance feel like a breeze

5
First time I have dealt with insurance I don’t think it could be any easier other insurance companies should take note Reviewed on: 1st October 2022
Josiah's avatar
Josiah

Great product

5
Great product, very cost effective protection Reviewed on: 1st October 2022
Chris Atkins's avatar
Chris Atkins

No fuss cycle insurance

5
Well designed policies with the right cover at sensible price. Reviewed on: 1st October 2022
David Whatley's avatar
David Whatley

Brilliant cover, at a reasonable price

5
Can't fault Laka insurance as one of the best Reviewed on: 1st October 2022
Marc Burge's avatar
Marc Burge

Transparent, smart and there to help cyclists

5
Been a customer for 1 year and the costing is clearly laid out. Impressed with the refunds when they’ve had fewer claims. Reviewed on: 1st October 2022
Alex May's avatar
Alex May

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