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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Fantastic Service

5
The best Cycling Insurance out there. Quick and efficient. Always go the extra mile. Reviewed on: 1st August 2023
Ollie Booth's avatar
Ollie Booth

Great!

5
Great service and prices! Always provide useful information in emails and are very transparent with the costs, which is very different from other insurance companies. Reviewed on: 1st August 2023
emily's avatar
emily

great value for money and cyclist focussed

5
really transparent pricing and flexibility to alter cover Reviewed on: 1st August 2023
S Clarke's avatar
S Clarke

Voting laka

5
They seem like the best so.. that's my vote Reviewed on: 1st August 2023
Lucas's avatar
Lucas

Super friendly and great people

5
Always fast to reply to questions and love the collective idea. Reviewed on: 1st August 2023
Adam Hilton's avatar
Adam Hilton

Bike insurance without the faff

5
Totally recommendable bike insurance! I never had q problem with them, and I like to know thst there arev real cyclists behind that understand my needs Reviewed on: 1st August 2023
Tomas Asimov's avatar
Tomas Asimov

Great value

5
Really easy sign up experience and the best value policy I've had. Reviewed on: 1st August 2023
Dylan Evans's avatar
Dylan Evans

great service

5
I had to claim for a Gore jacket that got damaged when i crashed. The process was super simple and i got the funds to buy a new jacket almost immediately. This is the way that bike insurance should be. Reviewed on: 1st August 2023
Stephen Brewster's avatar
Stephen Brewster

Best bike insurance

5
I have had to use Laka for a few claims now - the process has been great - both in terms of time and customer service provided. Would very much recommend. Reviewed on: 1st August 2023
Ben Chapman's avatar
Ben Chapman

Fabulous service

5
Having used them on several occasions to make a claim, each time has been efficient and Bert easy, keep up the great work! Reviewed on: 1st August 2023
Lloyd Killmore's avatar
Lloyd Killmore

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