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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,647 reviews, last reviewed 22nd Sep 2025
28400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

4

Generally good but some points raised. Things are generally ok here, I mean thankfully I have not had to claim which is when an insurance company really comes to the test. However, I do hav... Read more Reviewed on: 22nd September 2025
NX's avatar
NX

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2647)

Highly recommend

5
It feels like the folks at Laka really understand their customers, I was recommended them by a friend & wouldn’t hesitate to do the same, I found joining easy the website is very pleasant to use, all I hear is good things from fellow cyclists so I’m pleased I have my bike covered by such a great company Reviewed on: 4th October 2022
Marsha Saunders's avatar
Marsha Saunders

Insurance for your ride

5
Brilliant company that genuinely loves cycling, refreshing outlook on insurance! Reviewed on: 4th October 2022
Keiron's avatar
Keiron

Great value

5
Laka understood my Home Insurance already covers my cycles away from home, so I could get PL (and legal advice) at a totally reasonable price from them. Reviewed on: 4th October 2022
Ian's avatar
Ian

Just great

5
Smoothest bike insurance process I've experienced. Very reliable. Reviewed on: 4th October 2022
alcie's avatar
alcie

Great service

5
Not had to use them properly yet thankfully. But the few times I've got in contact for advice/support they've been spot on. Reviewed on: 4th October 2022
Harry Robert Herion's avatar
Harry Robert Herion

Great service and easy to use

5
Intuitive platform, quick and easy sign-up. Terms are in plain English. Reviewed on: 4th October 2022
Grace Lee's avatar
Grace Lee

Easy, efficient, cost-friendly

5
Easy to book, not had to claim, but seems fairly straightforward process if I have to. Very reasonable price. Reviewed on: 4th October 2022
Megan's avatar
Megan

Alternative Insurance.

5
A different way of insuring your bicycle, but a good way of doing it. A trustworthy and value for money insurance company. Reviewed on: 4th October 2022
Ian Boydon's avatar
Ian Boydon

Honestly best insurance I've had

5
Responsive, fast, friendly and deliver what they promise they will. Reviewed on: 4th October 2022
David Smith's avatar
David Smith

Fantastic transparency

5
Very good company. Great breakdowns. Inspire confidence. Reviewed on: 4th October 2022
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Martin Brown

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