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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,650 reviews, last reviewed 24th Sep 2025
28700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

The ONLY good insurance company Love laka, appreciate the transparency, the flexibility and the values. First insurance company that actually feels like they are on your side. Reviewed on: 24th September 2025
Nikhil T's avatar
Nikhil T

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2650)

Very flexible and specialist coverage for cycling

5
Very flexible and specialist coverage for cycling Reviewed on: 6th October 2022
Richard Slater's avatar
Richard Slater

Easy to set up and easy to claim when something goes wrong

5
Living in London, bike theft is a constant danger. Even with the proper precautions, it can happen to anyone. When my bike was stolen the claim was settled within the week, very easy and friendly service. Highly recommended. Reviewed on: 6th October 2022
mchambatiwoodhead@gmail.com's avatar
[email protected]

Simple and Transparent

5
Insure my bikes with Laka has been super simple. It's great to know what I'm paying for and that I'm supporting fellow cyclists! Reviewed on: 6th October 2022
Eliot Wilde's avatar
Eliot Wilde

Perfect Customer Service

5
Ping off an email and they reply super quick. Knowledgeable and helpful. Reviewed on: 6th October 2022
Dan Birchett's avatar
Dan Birchett

Friendly, supportive and direct

5
The all digital service is reflecting my daily life. Help is prompt and pricing very well Reviewed on: 6th October 2022
RR's avatar
RR

My bike covered under family members policy

5
I damaged my bike whilst commuting. Because it was insured under my partners policy I was able to make a claim and get it fixed quickly. Reviewed on: 5th October 2022
Hannah wentworth's avatar
Hannah wentworth

A refreshing approach to insurance cover

5
Such an refreshing way to allow customers to review, amend and clarify their insurance policies. Never tied in, no intense sales pitch, just polite, professional & a friendly team of clued up hosts to guide you swiftly along, allowing you to get on and enjoy your favourite hobby! I only wish my car insurance was half as exciting as this process Reviewed on: 5th October 2022
Mick Krol's avatar
Mick Krol

Top company with an easy to use product

5
easy to use platform, great product and glad I'm insured. Easy Reviewed on: 5th October 2022
Robin Hunt's avatar
Robin Hunt

Outstanding service

5
Helpful, responsive and fit for purpose. Highly recommended for serious cyclists. Reviewed on: 5th October 2022
Sue Winch's avatar
Sue Winch

Simply the best!

5
Probably the most innovative insurance company in Europe at the moment Great product and great service Reviewed on: 5th October 2022
Richard winch's avatar
Richard winch

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