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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Friendly and efficient

5
Couldn't ask for a better service. Quick to resolve problems and extremely helpful and responsive. Reviewed on: 1st August 2023
Zac's avatar
Zac

Quick and Easy

5
Its was quick to set up and easy on the pocket ! What more can you ask for ! Reviewed on: 1st August 2023
Glyn Savage's avatar
Glyn Savage

Protect your bike

5
Best value to cover your bike. No other insurer comes close on price and service Reviewed on: 1st August 2023
Daniel Purdy's avatar
Daniel Purdy

Standard quality insurance but without being owned by a massive company

4
So far insurance seems fine - generous referral offer. I like that this is run by cyclists for cyclists. Reviewed on: 1st August 2023
Nick Lowry's avatar
Nick Lowry

How all insurance should be

5
Great, how all insurance should be Reviewed on: 1st August 2023
Richard's avatar
Richard

Flexible cover with multi options

5
I've only been with Laka for a short time but am impressed with the options for cover to suit various preference and they seem a super friendly, easy to deal with company . Reviewed on: 1st August 2023
Amanda's avatar
Amanda

Excellent product

5
Great product with a great pricing structure Reviewed on: 1st August 2023
Phil Macaulay's avatar
Phil Macaulay

Top notch bike insurance

5
Great service, product, people and experience. The best insurance I've ever had, ever! Reviewed on: 1st August 2023
Rey's avatar
Rey

Saved my skin a few times now

5
Being a regular London commuter traveling 35 miles a day, Laka gives me the peace of mind to keep riding with the comfort of knowing that they will be there to save the day should the worst happen. I've unfortunately been knocked off a few times which have either resulted in damaged accessories and sometimes structural damage to the bike. Laka are quick to get on the case and sort everything out with so little fuss. Can't recommend them enough and thank you for keeping me riding! Reviewed on: 1st August 2023
Ben Lorton's avatar
Ben Lorton

Everything insurance should be

5
Lake have provided a seamless and slick mechanism to insure my wheels and I am always happy to recommend them to a friend! Keep it up Laka team! Reviewed on: 1st August 2023
Jamie McMillan's avatar
Jamie McMillan

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