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Lloyds Bank: Club Lloyds Current Account reviews

4.49
Based on 677 reviews, last reviewed 5th May 2026
15% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
69%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
2%
See only 1 star reviews
6%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026
Phil A's avatar
Phil A

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026
Gareth's avatar
Gareth

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

A really innovative account

4
I am new to Lloyds bank but was enticed by their switching offer. Switching was super easy and their app is excellent. Lots of nifty features and the cashback is a brilliant addition. Reviewed on: 11th April 2023

Account

5
I have opened this account 5 years ago and I wouldn’t change it with other banks Reviewed on: 11th April 2023

Pretty Average

3
I have used them for no other reason as I was able to setup an account quicker than another option and have been with them since. I may one day move but they good enough for now. Reviewed on: 11th April 2023

Adequate

3
They do the basics interest rates are too low for savers Reviewed on: 11th April 2023

Good service experience

5
As I apply by internet, top up my money to my account by customer service and ask question by hotline, all staff is friendly and helpful. It is a very good experience for bank process my account. Reviewed on: 11th April 2023

Great all rounder with perks!

5
Ive had club Lloyds for almost a year. You get annual perks and can choose your treat, plus the account pays interest and also opens offers of higher rate savings accounts! Reviewed on: 11th April 2023

Great

5
I have a club Lloyds account and a regular current account, as well as a savings account with Lloyds. Great service and any issues resolved quickly. Reviewed on: 10th April 2023

Very Good Product

5
Good For Personal Banking With Perks Such As Free Films With Online App Or Cinema Tickets Etc. Bank Also Offer Good Business Banking Deals Too. Reviewed on: 5th April 2023

Being a part of the Club just keeps getting better and better!

5
I love what Lloyds offer with the Club account and frankly feel none of the competition can match them. With recently adding Disney+ as well as Savings rates of 6.25%, in a Cost of living crisis, Lloyds is the Bank to be with! Reviewed on: 5th April 2023

Brilliant service

5
No issue at all for online app banking. Its easy quick and hassal free. Reviewed on: 5th April 2023

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