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Lloyds Bank: Club Lloyds current account reviews

4.46
Based on 684 reviews, last reviewed 7th Jul 2026
55% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
69%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
2%
See only 1 star reviews
6%

Latest highest rating:

5

Free annual membership benefit. Free annual membership benefit. Access to everyday rewards. Good loan and credit offers Reviewed on: 7th July 2026
MR C's avatar
MR C

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026
Gareth's avatar
Gareth

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds current account reviews (684)

Great account

5
Never had an issue been with Lloyds Since was 16. The bonus incentives with regard to this account have save me lots of money Reviewed on: 12th October 2023

Great product

5
The club Lloyds platinum account is a good deal, with a reliable bank. Reviewed on: 30th September 2023

Easy,reliable,understanding

5
Online and app always there and very reliable Reviewed on: 7th September 2023

great service

5
customer focus. at all times good correspondence and updates on financial . Reviewed on: 24th August 2023

Good bank

4
Lloyds is a good bank to be with. They offer lots of cashback rewards which is really helpful. The app is easy to use Reviewed on: 19th August 2023

good service

4
they care about the customers i hope you have more investment options Reviewed on: 14th August 2023

Good account with free benefits

5
A good bank account and service from Lloyds. The free extras are a nice touch and although there is a fee this iswaived if you meet the minimum income payment into the account. The lloyds online banking is also very good. Reviewed on: 12th August 2023

Great current account and great app

4
since switching from Barclays (useless), i have been very impressed with Lloyds - the App is excellent, customer service is great and the account is exactly what i need. would recommend. Reviewed on: 17th June 2023

Good bank with decent online servicing

5
Good account with "extras" being provided (e.g. club lloyds monthly saver 6.25%). I have very high (unused) limits with them so use the account well and they'll trust you with more credit. Reviewed on: 17th June 2023

We recommend them to everyone.

5
You'd think we were 83 the way we talk about the bank lol, but my husband and I at 25 & 26 do recommend Lloyds to all of our friends who are starting to settle as well. Club lloyds accounts are great, and the saver has gone up to 5% interest after a year with £400 a month which is mad! We have our mortgage through Lloyds as well and this is all viewable on the app. Great offers, so easy to use, everything in 1 place! Reviewed on: 15th June 2023

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