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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.49 (677 reviews)

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4.49

Based on 677 reviews, last reviewed 5th May 2026

15% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Great current account and great app

since switching from Barclays (useless), i have been very impressed with Lloyds - the App is excellent, customer service is great and the account is exactly what i need. would recommend. Reviewed on: 17th June 2023

Good bank with decent online servicing

Good account with "extras" being provided (e.g. club lloyds monthly saver 6.25%). I have very high (unused) limits with them so use the account well and they'll trust you with more credit. Reviewed on: 17th June 2023

We recommend them to everyone.

You'd think we were 83 the way we talk about the bank lol, but my husband and I at 25 & 26 do recommend Lloyds to all of our friends who are starting to settle as well. Club lloyds accounts are great, and the saver has gone up to 5% interest after a year with £400 a month which is mad! We have our mortgage through Lloyds as well and this is all viewable on the app. Great offers, so easy to use, everything in 1 place! Reviewed on: 15th June 2023

Best Current Account

Best current account to have lots of benefits and free credit score. Reviewed on: 11th June 2023

Unreasonable

They closed all my accounts with no explanation Reviewed on: 9th June 2023

Great benefits

Got Disney plus for free this year, that's the best option I've seen in the market Reviewed on: 1st June 2023

The Ok Account

The Club Lloyds Current Account,Is ok suits my income.Keeps me informed of my finances Reviewed on: 1st June 2023

Great benefits to Club Lloyd

The benefits to the Club Lloyd account are great. 6% regular saver where crucially you can save £400 a month - more than other banks' regular savers I've seen. "Lifestyle benefits" are nice perks too. Reviewed on: 31st May 2023

Can't fault this

Easy access account which comes with a range of perks to choose from including magazine subscriptions for a year. Special cashback offers and generally a straight forward current account. Can't find a fault! Reviewed on: 31st May 2023

Helpful and friendly bank

Always helpful and friendly staff both on the phone, social media and in branch. I love the fact that I can go into branch if I have an issue or to carry out required transactions and actually talk to a person. Reviewed on: 31st May 2023

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