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Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 630 reviews, last reviewed 22nd Feb 2026
3900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026
Kam and Balbir's avatar
Kam and Balbir

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (630)

Good simple account

4
Lloyds has a good simple to use online banking app and site, the account gives good rewards Reviewed on: 19th March 2023

Lloyds have blocked my app and online banking while I'm in South America and I can't access my funds.

1
Lloyds Bank expect me to spend £3 per minute to listen to their hold music because they've decided to block my online access because I was moving my savings to a higher interest account. They've also recently lied to me about credit card transactions that they blocked and then tried to blame the merchant. If it weren't for the fact that I bank with another organisation then I'd be stranded here with no access to my funds. Reviewed on: 18th March 2023

Not happy

2
No mutual respect. What more do you want me to say Reviewed on: 17th March 2023

Excellent main bank with rewards

5
Great app and rewards with this account. I choose a magazine subscription as my reward. Reviewed on: 16th March 2023

Old faithful

5
Been with Lloyds for many years and have always received good service. Reviewed on: 16th March 2023

Established and Reputable

5
Found LLoyds Bank to be dependable, trustworthy and reliable. Easy to use website and good communication. Reviewed on: 16th March 2023

Customer Service is world class.

5
Customer Service is very good, always approachable. Online Banking and Mobile Banking Apps are also simple and good. Reviewed on: 16th March 2023

Reliable

5
I like the reward and feel safe with this bank. Reviewed on: 16th March 2023

Rude branch staff

1
They kept getting my name wrong and was very rude about it. Reviewed on: 15th March 2023

Diabolical treatment of a vulnerable customer

1
Appalling gross misconduct against a vulnerable person having lost me over £40,000 through fraud and scams inconsistent procedures from their staff appalling. Customer care from management and appalling communication between fraud team is banks et cetera. Avoid them like the plague they won’t even allow me to move over to NatWest bank. Reviewed on: 14th March 2023

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