Smart Money People Logo

Lloyds Bank: Club Lloyds Current Account reviews

4.38
Based on 575 reviews, last reviewed 22nd Apr 2025
438% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
67%
See only 4 star reviews
18%
See only 3 star reviews
7%
See only 2 star reviews
1%
See only 1 star reviews
7%

Latest highest rating:

5

a great bank and app to navigate, some good perks gi... a great bank and app to navigate, some good perks given as well to Club Llloyds customers such as disney subscription and cinema tickets Reviewed on: 22nd April 2025
Niki K's avatar
Niki K

Latest lowest rating:

1

Closed all my accounts without any explanation Closed all my accounts without any explanation Reviewed on: 8th March 2025
Peter Cadman's avatar
Peter Cadman

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Review Lloyds Bank: Club Lloyds Current Account now

Help others make smarter decisions by sharing your own experience. Write a review

Lloyds Bank Club Lloyds Current Account reviews (575)

Club lloyds

5
Clear mobile banking, good perks and preferential savings rates. Reviewed on: 15th February 2023

Great perks

5
Great account, even though the requirements for it to be free are going up. It's still worth even paying. Staff are amazing too Reviewed on: 15th February 2023

Fraud dept exposed me to potentially having my account stolen themselves

1
Fraud dept exposed me to potentially having my account stolen themselves. I tried to transfer from my own account into another account in my name. It was held by their fraud dept and had to phone a number. I spoke to 2 people on phone each time going through their security questions, but they could not release the payment. Over an hour later I was told to go into a branch to get it released. At a branch I spoke to 2 further people who had to phone their dept themselves and was passed the phone onto me to go through their security again. While on phone I was passed to another person and went through the same security again. They still could not get the payment released. Since the payment did not go through, I was told to put the payment through again. All this time I was in an open planned branch being asked personal and sensitive questions where anyone coming and going can hear, more than once. Obvious no one knows what they’re doing since I was kept being passed from one person to another. I didn’t get to do what I set out to achieve and I’m out of pocket having to pay for parking for several hours. Reviewed on: 10th February 2023

Easy

3
The app is very easy to use.very handy when out and about to have it on your phone. Reviewed on: 8th February 2023

Great banking app

5
My Club Lloyds current account gives me access to cash back on multiple purchases. I also get 6 free cinema tickets every year with this account. I think this is a brilliant reward and there are no hidden costs for this either! You just have to pay in a certain amount of money each month and you get all of these benefits for free - thanks for caring and looking after your club members Lloyds bank! Reviewed on: 8th February 2023

Can't fault the bank

5
Always friendly staff and take ownership to resolve any issues that arise in an efficient manner. Hassle free product that comes with a number of perk options. I've been with a number of other big name bank brands but always return to Lloyds. Reviewed on: 3rd February 2023

Reliable friendly bank

4
Great customer service, a really easy to use app. Only criticism would be a lack of benefits such as cashback compared to other high street banks. Reviewed on: 2nd February 2023

great company

5
easy to use app and clear product details Reviewed on: 2nd February 2023

A pleasant bank

3
I have had a current account with Lloyds since I was 19 & have always found it to be a good bank. I never have issues with my local branch & find Lloyds to be trustworthy! I have recently upgraded my account to a Club Lloyds which allows me to have 6 free cinema tickets per year & I can honestly say that is the only reason I decided to upgrade. I think the bank could offer more to its customers, the interest rates on the savings accounts aren’t great & the app is packed with so much information that it isn’t that easy to navigate. Reviewed on: 2nd February 2023

N/a

5
I have been banking Lloyds for 11years now and I have never regretted it .. Reviewed on: 22nd January 2023

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Lloyds Bank has a range of products available. Check the ratings of each product to find the right one for you. View all products