Smart Money People Logo

Lloyds Bank: Club Lloyds Current Account reviews

4.39
Based on 580 reviews, last reviewed 19th Jun 2025
15% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
67%
See only 4 star reviews
18%
See only 3 star reviews
7%
See only 2 star reviews
1%
See only 1 star reviews
7%

Latest highest rating:

5

Loyal trustworthy bank, have used them for many many... Loyal trustworthy bank, have used them for many many years Reviewed on: 19th June 2025
Karen Murphy's avatar
Karen Murphy

Latest lowest rating:

1

Closed all my accounts without any explanation Closed all my accounts without any explanation Reviewed on: 8th March 2025
Peter Cadman's avatar
Peter Cadman

About this product

Review Lloyds Bank: Club Lloyds Current Account now

Help others make smarter decisions by sharing your own experience. Write a review

Lloyds Bank Club Lloyds Current Account reviews (580)

A great product with great benefits

5
I love this product, I get rewards and discounts as well as great customer service Reviewed on: 4th March 2023

They think of everything!

5
Have banked with Lloyds for 8 years and am still in amazed at what I get from my account. An annual magazine subscription, app banking including paying in cheques and interest on a current account. Also a linked monthly saver with one of the highest rates around. Well done! Reviewed on: 1st March 2023

My primary account!

5
My primary account ever since I have been in the UK. Right from the first experience of online application followed by verification in branch, the experience has been nothing but pleasant. And did I mention the Odeon vouchers! Reviewed on: 28th February 2023

Club Lloyds

5
Good benefits & Customer service Reviewed on: 28th February 2023

Happy Long Time Customer

5
I've held a Lloyds account now for the last 18 years. I cannot fault this bank on anything. They've more than earned my loyalty. They were the bank who made it easy for me to get an account when I first came to the country in 2005. They were supporting and understanding when I ran into difficulties in 2017. They stood by me again this year when I needed them. I love my Club Lloyds member benefits and feel appreciated as a customer. I'll never leave this bank. Reviewed on: 27th February 2023

Low or should that be no morals?

2
I only switched my current account from a Santander 1/2/3 Lite current account to a Lloyds Club current account in October 2022 but Lloyds bank has decided to change their terms and conditions from 1 April 2023 to only waiver the £3 monthly fee if customers pay in a minimum of £2,000 every month (increased from £1,500). What message does this send out? At a time when there is a cost-of-living crisis and a very uncertain future lying ahead, Lloyds has chosen to attract only higher earning customers. I for one find the timing ill-conceived and unforgivable and have initiated another bank switch despite the extra unwarranted inconvenience. Reviewed on: 27th February 2023

Excellent Current Account with good rewards

5
after having issues with other major high street banks, i moved over to Lloyds 7 years ago and have never had any issues with them - and the app is excellent. Reviewed on: 26th February 2023

Great rewards!

5
I love my yearly rewards, and what’s more, I always get refunded my monthly account charges! Thanks Lloyds! Reviewed on: 24th February 2023

Reliable banking made easy

5
When I signed up to Lloyds 8 years ago, there was no faff and banking made easy. I send money internationally and I appreciate their rates are fixed no matter how much you are sending (unlike other banks). You don't have to enter in loads of memorable passwords. Reviewed on: 22nd February 2023

A suitable account for me

4
Banking with Lloyds has always been easy. Reviewed on: 22nd February 2023

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Lloyds Bank?

  • Travel Money

    from Lloyds Bank 4.73 from 3 reviews
    Lloyds Bank
  • Student Mastercard Credit Card

    from Lloyds Bank 4.61 from 7 reviews
    Lloyds Bank
  • Help to Buy ISA

    from Lloyds Bank 4.44 from 7 reviews
    Lloyds Bank
    View all products