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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.44 (655 reviews)

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4.44

Based on 655 reviews, last reviewed 12th Apr 2026

5400% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

5

Great benefits, free mag and cashback Great benefits, free mag and cashback Reviewed on: 12th April 2026

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (655)

Review of the Lloyds Bank, Club Lloyds Current Account:

Worth it

The Club Lloyds Current Account suits my needs, monthly saver reasonable and cinema tickets are a bonus Reviewed on: 12th January 2019

Club lloyds

Clear mobile banking, good perks and preferential savings rates. Reviewed on: 15th February 2023

Great perks

Great account, even though the requirements for it to be free are going up. It's still worth even paying. Staff are amazing too Reviewed on: 15th February 2023

Fraud dept exposed me to potentially having my account stolen themselves

Fraud dept exposed me to potentially having my account stolen themselves. I tried to transfer from my own account into another account in my name. It was held by their fraud dept and had to phone a number. I spoke to 2 people on phone each time going through their security questions, but they could not release the payment. Over an hour later I was told to go into a branch to get it released. At a branch I spoke to 2 further people who had to phone their dept themselves and was passed the phone onto me to go through their security again. While on phone I was passed to another person and went through the same security again. They still could not get the payment released. Since the payment did not go through, I was told to put the payment through again. All this time I was in an open planned branch being asked personal and sensitive questions where anyone coming and going can hear, more than once. Obvious no one knows what they’re doing since I was kept being passed from one person to another. I didn’t get to do what I set out to achieve and I’m out of pocket having to pay for parking for several hours. Reviewed on: 10th February 2023

Easy

The app is very easy to use.very handy when out and about to have it on your phone. Reviewed on: 8th February 2023

Great banking app

My Club Lloyds current account gives me access to cash back on multiple purchases. I also get 6 free cinema tickets every year with this account. I think this is a brilliant reward and there are no hidden costs for this either! You just have to pay in a certain amount of money each month and you get all of these benefits for free - thanks for caring and looking after your club members Lloyds bank! Reviewed on: 8th February 2023

Can't fault the bank

Always friendly staff and take ownership to resolve any issues that arise in an efficient manner. Hassle free product that comes with a number of perk options. I've been with a number of other big name bank brands but always return to Lloyds. Reviewed on: 3rd February 2023

Reliable friendly bank

Great customer service, a really easy to use app. Only criticism would be a lack of benefits such as cashback compared to other high street banks. Reviewed on: 2nd February 2023

great company

easy to use app and clear product details Reviewed on: 2nd February 2023

A pleasant bank

I have had a current account with Lloyds since I was 19 & have always found it to be a good bank. I never have issues with my local branch & find Lloyds to be trustworthy! I have recently upgraded my account to a Club Lloyds which allows me to have 6 free cinema tickets per year & I can honestly say that is the only reason I decided to upgrade. I think the bank could offer more to its customers, the interest rates on the savings accounts aren’t great & the app is packed with so much information that it isn’t that easy to navigate. Reviewed on: 2nd February 2023

N/a

I have been banking Lloyds for 11years now and I have never regretted it .. Reviewed on: 22nd January 2023

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