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Lloyds Bank: Club Lloyds current account reviews

Name: Club Lloyds current account
Rating: 4.46 (684 reviews)

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4.46

Based on 684 reviews, last reviewed 7th Jul 2026

55% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

Free annual membership benefit. Free annual membership benefit. Access to everyday rewards. Good loan and credit offers Reviewed on: 7th July 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds current account reviews (684)

Great Service and Benefits

Club Lloyd's is well worth joining, with great rewards and monthly interest paid on credit balances. Lloyd's Bank tries very hard to support their customers with useful advice and support and a great range of products. Reviewed on: 9th March 2023

They deserve an award

They have been nothing short of amazing, understanding and true to their advertisement. Reviewed on: 9th March 2023

Amazing banking system

Good protector from fraud that is likely the place to keep your money Reviewed on: 7th March 2023

Great bank

Easy to contact, great app layout, good benefits Reviewed on: 7th March 2023

A great product with great benefits

I love this product, I get rewards and discounts as well as great customer service Reviewed on: 4th March 2023

They think of everything!

Have banked with Lloyds for 8 years and am still in amazed at what I get from my account. An annual magazine subscription, app banking including paying in cheques and interest on a current account. Also a linked monthly saver with one of the highest rates around. Well done! Reviewed on: 1st March 2023

My primary account!

My primary account ever since I have been in the UK. Right from the first experience of online application followed by verification in branch, the experience has been nothing but pleasant. And did I mention the Odeon vouchers! Reviewed on: 28th February 2023

Club Lloyds

Good benefits & Customer service Reviewed on: 28th February 2023

Happy Long Time Customer

I've held a Lloyds account now for the last 18 years. I cannot fault this bank on anything. They've more than earned my loyalty. They were the bank who made it easy for me to get an account when I first came to the country in 2005. They were supporting and understanding when I ran into difficulties in 2017. They stood by me again this year when I needed them. I love my Club Lloyds member benefits and feel appreciated as a customer. I'll never leave this bank. Reviewed on: 27th February 2023

Low or should that be no morals?

I only switched my current account from a Santander 1/2/3 Lite current account to a Lloyds Club current account in October 2022 but Lloyds bank has decided to change their terms and conditions from 1 April 2023 to only waiver the £3 monthly fee if customers pay in a minimum of £2,000 every month (increased from £1,500). What message does this send out? At a time when there is a cost-of-living crisis and a very uncertain future lying ahead, Lloyds has chosen to attract only higher earning customers. I for one find the timing ill-conceived and unforgivable and have initiated another bank switch despite the extra unwarranted inconvenience. Reviewed on: 27th February 2023

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