Smart Money People Logo

Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 630 reviews, last reviewed 22nd Feb 2026
3900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026
Kam and Balbir's avatar
Kam and Balbir

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Review Lloyds Bank: Club Lloyds Current Account now

Help others make smarter decisions by sharing your own experience. Write a review

Lloyds Bank Club Lloyds Current Account reviews (630)

The Best Bank

5
I have been a loyal customer of this bank, for several years. Their customer service is great & if I have ever had any concerns, they have taken my issue seriously & endeavoured to provide a tailored outcome. Their app is great for tracking my finances, too. I will continue being a customer, for years to come! Reviewed on: 19th July 2022

Very happy

5
Very happy and the online banking is brilliant. Reviewed on: 3rd April 2022

Easy to apply, good website and app

4
I joined lloyds after they advertised a £100 reward for switching the club lloyd account is free as long as you pay in over £1,500 a month and includes benefits such as cashback with a number of retailers and free cinema tickets Reviewed on: 1st April 2022

Great Bank, always by my side :)

5
I have been banking with the black horse since my teens & I wouldn’t choose any other bank to take care of my money. I love the customer service in my local branch, they are second to none! 10/10 from me! Reviewed on: 25th March 2022

Club Llloyds- A good current account

5
This is a good current account with added perks as long as you meet the minimum monthly payment limit. It is further enhanced by the excellent Lloyds online banking app which is intuitive and means you never need to visit a branch Reviewed on: 24th March 2022

Easy to use and good benefits

4
Their app is one of the best to use, they are fair and have good customer service. I love my free cinema tickets! Reviewed on: 11th March 2022

Out of date, out of step

2
Old fashioned bank. Won't provide someone who has had an account with them for 30 years a flexible overdraft. Switched to Starling Bank Reviewed on: 1st March 2022

Easy to use

5
The current account offers you some benefits, free cinema tickets, interests and cashback. Overall great! Reviewed on: 28th February 2022

A bank for the whole family

5
I have always banked with Lloyds and find the staff friendly and helpful in my local branch in Bath. As a family we have 2 current accounts and get a free monthly magazine with 1 (we chose Landscape which is fab) and access to the Gourmet Society with the other which has great savings on meals out and many others. We also have savings accounts & ISAs. We get as many face to face meetings with advisors as we like and I cannot recommend this bank more highly. Reviewed on: 15th February 2022

Amazing service

5
Great customer service and you get your own personal advisor who you can call anytime Reviewed on: 12th February 2022

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Lloyds Bank?

  • Cashback credit card

    from Lloyds Bank 4.78 from 9 reviews
    Lloyds Bank
  • Travel Money

    from Lloyds Bank 4.63 from 3 reviews
    Lloyds Bank
  • Student Mastercard Credit Card

    from Lloyds Bank 4.61 from 7 reviews
    Lloyds Bank
    View all products