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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.49 (677 reviews)

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4.49

Based on 677 reviews, last reviewed 5th May 2026

15% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Always sort my problems

i've been with lloyds for many years and they have always dealt with my problems, form lost bank cards to unauthorized payments to getting an overdraft. Never had any problems Reviewed on: 16th February 2023

Overall good bank but one small change

Overall good bank and good app to use and I feel it’s safe and secure. One small criticism is that notifications are slow unlike other banks for example if someone send me money or if a DD is taken notifications are not instant. Other then this I have no complaints really always good customer service to. Reviewed on: 16th February 2023

Club lloyds

Clear mobile banking, good perks and preferential savings rates. Reviewed on: 15th February 2023

Great perks

Great account, even though the requirements for it to be free are going up. It's still worth even paying. Staff are amazing too Reviewed on: 15th February 2023

Fraud dept exposed me to potentially having my account stolen themselves

Fraud dept exposed me to potentially having my account stolen themselves. I tried to transfer from my own account into another account in my name. It was held by their fraud dept and had to phone a number. I spoke to 2 people on phone each time going through their security questions, but they could not release the payment. Over an hour later I was told to go into a branch to get it released. At a branch I spoke to 2 further people who had to phone their dept themselves and was passed the phone onto me to go through their security again. While on phone I was passed to another person and went through the same security again. They still could not get the payment released. Since the payment did not go through, I was told to put the payment through again. All this time I was in an open planned branch being asked personal and sensitive questions where anyone coming and going can hear, more than once. Obvious no one knows what they’re doing since I was kept being passed from one person to another. I didn’t get to do what I set out to achieve and I’m out of pocket having to pay for parking for several hours. Reviewed on: 10th February 2023

Easy

The app is very easy to use.very handy when out and about to have it on your phone. Reviewed on: 8th February 2023

Great banking app

My Club Lloyds current account gives me access to cash back on multiple purchases. I also get 6 free cinema tickets every year with this account. I think this is a brilliant reward and there are no hidden costs for this either! You just have to pay in a certain amount of money each month and you get all of these benefits for free - thanks for caring and looking after your club members Lloyds bank! Reviewed on: 8th February 2023

Can't fault the bank

Always friendly staff and take ownership to resolve any issues that arise in an efficient manner. Hassle free product that comes with a number of perk options. I've been with a number of other big name bank brands but always return to Lloyds. Reviewed on: 3rd February 2023

Reliable friendly bank

Great customer service, a really easy to use app. Only criticism would be a lack of benefits such as cashback compared to other high street banks. Reviewed on: 2nd February 2023

great company

easy to use app and clear product details Reviewed on: 2nd February 2023

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