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Lloyds Bank: Club Lloyds Current Account reviews

4.39
Based on 582 reviews, last reviewed 10th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
67%
See only 4 star reviews
18%
See only 3 star reviews
7%
See only 2 star reviews
1%
See only 1 star reviews
7%

Latest highest rating:

5

Good bank overall. Good bank overall. Monthly fee is not waived always on time. Reviewed on: 10th July 2025
Istvan's avatar
Istvan

Latest lowest rating:

1

Closed all my accounts without any explanation Closed all my accounts without any explanation Reviewed on: 8th March 2025
Peter Cadman's avatar
Peter Cadman

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (582)

Reliable

5
I have been using Lloyds bank for years now. I have never had any issues with them. On the contrary, I consider them to be very efficient and with a solid online banking app. Reviewed on: 30th June 2020

Excellent online banking platform and great service

5
Lloyds has an excellent online banking platform which I have found much easier to use than that of other major banks. Reviewed on: 10th May 2020

lloyds does the job without any fuss

5
i have had previous issues with other banks. Lloyds have quite simply never stitched me up or given me any issues - the app is easy to use and intuitive and i have no complaints about them at all. Reviewed on: 5th May 2020

24/7 great customer service

5
High security and quick to alert when they thought a potential issue arose. Easy to get hold off and always resolved my queries quickly. Easy online banking system Reviewed on: 29th April 2020

Easy banking with great rewards

5
As long as you deposit £1000 per month or more you get to choose a reward. I’ve had a monthly magazine subscription for years. Reviewed on: 28th April 2020

Simple way to bank online

5
Current account that is easy to navigate and easy to use. Provides useful insights in to upcoming bills and payments. Offers a reward every year. Reviewed on: 27th April 2020

Good free benefit

5
I really like the Club Llloyds account. You get a choice of a free benefit each year and a decent rate of interest. Llloyds online banking is really good and easy to use as well. Reviewed on: 9th February 2020

Overdraft woes

2
Expensive overdraft rates. It goes up all the time and I feel like I’m now stuck with them as I can’t afford to pay it all back. Reviewed on: 9th February 2020

Does anyone recommend a bank?

4
Club Lloyds is a fairly run of the meal 'reward' type account with yearly 'free' magazine subscription or cinema tickets plus travel and mobile insurance. I've never worked out why Lloyds refund my fee for having the account each month but by doing that they certainly make it a freebie worth having! Reviewed on: 9th February 2020

Great Account

5
Always had great experience with Lloyds, and this premium account has the account fee waived with a few easy steps. Also has a great monthly saver linked to it too! Reviewed on: 9th February 2020

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