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Lloyds Bank: Club Lloyds Current Account reviews

4.49
Based on 677 reviews, last reviewed 5th May 2026
10% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
69%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
2%
See only 1 star reviews
6%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026
Phil A's avatar
Phil A

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026
Gareth's avatar
Gareth

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

I THINK THEY PUT THEIR SHAREHOLDERS FIRST

3
THEIR CUSTOMERS ARE NOT THEIR FIRST PRIORITY, PROFIT APPEARS TO BE THEIR MAIN PRIORITY Reviewed on: 21st November 2019

Very good bank

5
Very frendly abd nice staff, all the time helping people Reviewed on: 17th November 2019

Great on line banking

4
On line banking now provides an acceptable alternative to visiting your local branch. Reviewed on: 6th November 2019

very good

5
Excellent service from my Fleet Branch Reviewed on: 6th November 2019

Easy to use website,staff polite and very thorough with checks and makes sure you dont take more out then u can afford

5
Always there for all my banking needs ,staff willing to help either face to face or phone Reviewed on: 5th November 2019

Good added value - but reducing

3
Was a good product, but by reducing the interest on the current account and the amount it's available on is becoming less attractive. Needs a boost! Reviewed on: 29th August 2019

Drove me to near suicide

1
The amount of stress, pressure and anxiety I suffered trying to pay my way in this world was not helped by the fact I was paying nearly £250 in overdraft fees per month causing me to inevitably forfeit important payments such as my daughters nursery fees and household bills Reviewed on: 27th August 2019

Free reward and great banking app

5
It's unusual to get something for nothing but that's the case with the Club account from Lloyds where you get to choose your free reward. Their banking app is also really good, easy to use and they are always adding new functionality. Reviewed on: 9th June 2019

Online banking service

5
Lloyd’s online banking makes life incredibly easy. Both web and app are user friendly and make all transactions a breeze Reviewed on: 4th June 2019

Online banking

5
I’ve been banking with Lloyd’s for over 25 years. Lloyd’s online banking is incredibly easy to use, and makes all transactions simple and fast. Reviewed on: 4th June 2019

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