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Lloyds Bank: Club Lloyds current account reviews

Name: Club Lloyds current account
Rating: 4.46 (684 reviews)

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4.46

Based on 684 reviews, last reviewed 7th Jul 2026

55% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

Free annual membership benefit. Free annual membership benefit. Access to everyday rewards. Good loan and credit offers Reviewed on: 7th July 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds current account reviews (684)

very good

Excellent service from my Fleet Branch Reviewed on: 6th November 2019

Easy to use website,staff polite and very thorough with checks and makes sure you dont take more out then u can afford

Always there for all my banking needs ,staff willing to help either face to face or phone Reviewed on: 5th November 2019

Good added value - but reducing

Was a good product, but by reducing the interest on the current account and the amount it's available on is becoming less attractive. Needs a boost! Reviewed on: 29th August 2019

Drove me to near suicide

The amount of stress, pressure and anxiety I suffered trying to pay my way in this world was not helped by the fact I was paying nearly £250 in overdraft fees per month causing me to inevitably forfeit important payments such as my daughters nursery fees and household bills Reviewed on: 27th August 2019

Free reward and great banking app

It's unusual to get something for nothing but that's the case with the Club account from Lloyds where you get to choose your free reward. Their banking app is also really good, easy to use and they are always adding new functionality. Reviewed on: 9th June 2019

Online banking service

Lloyd’s online banking makes life incredibly easy. Both web and app are user friendly and make all transactions a breeze Reviewed on: 4th June 2019

Online banking

I’ve been banking with Lloyd’s for over 25 years. Lloyd’s online banking is incredibly easy to use, and makes all transactions simple and fast. Reviewed on: 4th June 2019

High overdraft fees

Very expensive OD fees relative to competitors Reviewed on: 5th May 2019

Current account

Excellent customer service , helpful staff in branch when you need and brilliant online banking app Reviewed on: 15th April 2019

Few good rewards

Few good rewards but interest rate isn’t as good as it used to be Reviewed on: 10th February 2019

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