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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.49 (677 reviews)

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4.49

Based on 677 reviews, last reviewed 5th May 2026

10% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

69%

17%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

High overdraft fees

Very expensive OD fees relative to competitors Reviewed on: 5th May 2019

Current account

Excellent customer service , helpful staff in branch when you need and brilliant online banking app Reviewed on: 15th April 2019

Few good rewards

Few good rewards but interest rate isn’t as good as it used to be Reviewed on: 10th February 2019

Life rewarded

Free lifestyle product. Excellent rate of saving. Reviewed on: 9th February 2019

Easy to run account with great perks

Have had this account for years, as long as you pay in at least £1000 per month there are no charges and the perks are good, like free magazine subscription, cash back at various places. Reviewed on: 9th February 2019

Great Customer Service

My local branch offers very friendly service and my personal account manager Joanne calls me whenever she spots a better deal, Insurance, account etc. Reviewed on: 8th February 2019

What happened to Lloyds Bank?

They will not: - return a call - meet - answer a complaint - review an account They will: - overcharge you at every opportunity - go bust if they carry on like this Reviewed on: 7th February 2019

Excellent product!

I have held this account for over 10 years and am happy with the level of cover that it provides me. Have always had excellent customer service from Lloyds. Reviewed on: 6th February 2019

Easy to set up & great joining gift

I recently set up in branch. The staff were very friendly and helpful and helped me set up a switch guarantee which worked perfectly. I was delighted to be able to chose a free joining gift of a subscription to a magazine I like. I use my account via the app which is very clear and simple to use. Overall a great experience. Reviewed on: 5th February 2019

Every day current account

I love my club Lloyds current account; it pays interest and I get a free magazine subscription. Reviewed on: 5th February 2019

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