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Lloyds Bank: Club Lloyds current account reviews

View other Lloyds Bank products
4.46
Based on 684 reviews, last reviewed 7th Jul 2026
55% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
69%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
2%
See only 1 star reviews
6%

Latest highest rating:

5

Free annual membership benefit. Free annual membership benefit. Access to everyday rewards. Good loan and credit offers Reviewed on: 7th July 2026
MR C's avatar
MR C

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026
Gareth's avatar
Gareth
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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds current account reviews (684)

Life rewarded

5
Free lifestyle product. Excellent rate of saving. Reviewed on: 9th February 2019
MINGKE MA's avatar
MINGKE MA

Easy to run account with great perks

5
Have had this account for years, as long as you pay in at least £1000 per month there are no charges and the perks are good, like free magazine subscription, cash back at various places. Reviewed on: 9th February 2019
badfrank's avatar
badfrank

Great Customer Service

5
My local branch offers very friendly service and my personal account manager Joanne calls me whenever she spots a better deal, Insurance, account etc. Reviewed on: 8th February 2019
Julie Tannock's avatar
Julie Tannock

What happened to Lloyds Bank?

1
They will not: - return a call - meet - answer a complaint - review an account They will: - overcharge you at every opportunity - go bust if they carry on like this Reviewed on: 7th February 2019
Tom Cripwell's avatar
Tom Cripwell

Excellent product!

4
I have held this account for over 10 years and am happy with the level of cover that it provides me. Have always had excellent customer service from Lloyds. Reviewed on: 6th February 2019
Chloe's avatar
Chloe

Easy to set up & great joining gift

5
I recently set up in branch. The staff were very friendly and helpful and helped me set up a switch guarantee which worked perfectly. I was delighted to be able to chose a free joining gift of a subscription to a magazine I like. I use my account via the app which is very clear and simple to use. Overall a great experience. Reviewed on: 5th February 2019
Chloe Geoghegan's avatar
Chloe Geoghegan

Every day current account

5
I love my club Lloyds current account; it pays interest and I get a free magazine subscription. Reviewed on: 5th February 2019
Mcjmcj's avatar
Mcjmcj

Great account

4
It offers great rewards and great customer servuce Reviewed on: 4th February 2019
Flymo's avatar
Flymo

Good

3
Overall good deal wity the bank. Reviewed on: 29th January 2019
Michal pawlus's avatar
Michal pawlus

Good all-round account and customer service.

4
Easy to manage on phone or PC. Pays a decent rate of interest for a current account. Have always felt secure. Reviewed on: 21st January 2019
Michael Bird's avatar
Michael Bird

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