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Lloyds Bank: Club Lloyds Current Account reviews

4.49
Based on 677 reviews, last reviewed 5th May 2026
10% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
69%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
2%
See only 1 star reviews
6%

Latest highest rating:

5

I’ve had a positive experience with Lloyds current a... I’ve had a positive experience with Lloyds current account. The app and online banking are easy to use, making it simple to check balances, transfer m... Read more Reviewed on: 5th May 2026
Phil A's avatar
Phil A

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026
Gareth's avatar
Gareth

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (677)

Great account

4
It offers great rewards and great customer servuce Reviewed on: 4th February 2019

Good

3
Overall good deal wity the bank. Reviewed on: 29th January 2019

Good all-round account and customer service.

4
Easy to manage on phone or PC. Pays a decent rate of interest for a current account. Have always felt secure. Reviewed on: 21st January 2019

Why Bank Anywhere Else

5
Have been banking with LLoyds since I was 13, 8 years on and I'm still with them. Why look elsewhere when the product/service your receiving is already meeting your needs. I'm sure I'll remain with LLoyds for the rest of my life. Reviewed on: 13th January 2019

briliant

4
always been able to help with my accounts and online is best Reviewed on: 12th January 2019

Worth it

4
The Club Lloyds Current Account suits my needs, monthly saver reasonable and cinema tickets are a bonus Reviewed on: 12th January 2019

Daily charges for the use of an authorised overdraft

1
It is very wrong to charge for the use of an authorised overdraft especially the daily charges when I am already paying a monthly fee for my current account. Other banks do not charge thses fees. Reviewed on: 11th January 2019

everything i need

5
great bank account with features that you actually use , can't see myself ever switching banks Reviewed on: 9th January 2019

A Great no nonsense Bank

5
A traditional bank with modern approach Reviewed on: 5th January 2019

Added benefits as standard

5
A Club Lloyds account has many benefits and is free to operate as long as you maintain a balance of £5,000 and have two direct debits monthly. You can also obtain loans at low interest rates as enjoy, in my case, free cinema tickets. I would recommend this account, and also the Club saver, to almost anyone. Reviewed on: 3rd January 2019

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