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Lloyds Bank: Club Lloyds current account reviews

4.46
Based on 684 reviews, last reviewed 7th Jul 2026
55% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
69%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
2%
See only 1 star reviews
6%

Latest highest rating:

5

Free annual membership benefit. Free annual membership benefit. Access to everyday rewards. Good loan and credit offers Reviewed on: 7th July 2026
MR C's avatar
MR C

Latest lowest rating:

2

Lots of charges No worthy benefits and big daily charges for overdraft with very little support Reviewed on: 20th April 2026
Gareth's avatar
Gareth

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds current account reviews (684)

Why Bank Anywhere Else

5
Have been banking with LLoyds since I was 13, 8 years on and I'm still with them. Why look elsewhere when the product/service your receiving is already meeting your needs. I'm sure I'll remain with LLoyds for the rest of my life. Reviewed on: 13th January 2019

briliant

4
always been able to help with my accounts and online is best Reviewed on: 12th January 2019

Worth it

4
The Club Lloyds Current Account suits my needs, monthly saver reasonable and cinema tickets are a bonus Reviewed on: 12th January 2019

Daily charges for the use of an authorised overdraft

1
It is very wrong to charge for the use of an authorised overdraft especially the daily charges when I am already paying a monthly fee for my current account. Other banks do not charge thses fees. Reviewed on: 11th January 2019

everything i need

5
great bank account with features that you actually use , can't see myself ever switching banks Reviewed on: 9th January 2019

A Great no nonsense Bank

5
A traditional bank with modern approach Reviewed on: 5th January 2019

Added benefits as standard

5
A Club Lloyds account has many benefits and is free to operate as long as you maintain a balance of £5,000 and have two direct debits monthly. You can also obtain loans at low interest rates as enjoy, in my case, free cinema tickets. I would recommend this account, and also the Club saver, to almost anyone. Reviewed on: 3rd January 2019

Super

5
Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Reviewed on: 3rd January 2019

Great Account

5
Great perks with this account, best on the market. Reviewed on: 1st January 2019

Used to be good but on decline

3
When we first took this account out we were getting over £15 a month reward we now get less than half that. The rewards are either a magazine subscription, dining card or cinema tickets which we don't really use either so we would rather have the money than the reward Reviewed on: 31st December 2018

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