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Lloyds Bank: Club Lloyds Current Account reviews

4.45
Based on 630 reviews, last reviewed 22nd Feb 2026
3900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026
Kam and Balbir's avatar
Kam and Balbir

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (630)

No issues

5
They make life easy and do everything they meant to Reviewed on: 29th January 2018

Easy to use current account

5
Simple and clear explanations, jargon free and everything you need to run your banking online. Also get interest when you're in credit! Reviewed on: 28th January 2018

Great

5
Really helpful and great support from my local bank! Reviewed on: 17th January 2018

Great service

5
I have banked with Lloyds for my entire adult life and can always rely on them for service and good deals. Reviewed on: 14th January 2018

Charge but no real benefits

3
It could be a good product, however, the interest rate is lower than competitors. Reviewed on: 14th January 2018

Good Interest rate

3
Good customer services. Good interest rates. Small queues. Would give them full stars but down rated them for playing loud music in my local branch. Reviewed on: 13th January 2018

Very fair

4
Lloyds offering a reward each year. The first year they did this, my reward was significantly delayed. They gave me very generous compensation. Reviewed on: 9th January 2018

Simple and effective

4
I like my current account which I use as my daily account. With X amount going in and two direct debits, the monthly fee is wavered, plus a free gift - I have chosen a magazine subscription to Good Housekeeping - which I absolutely love. I also get a little interest each month which is a bonus with the rates the way they are currently. Reviewed on: 8th January 2018

Club Lloyds is a family treat!

5
With trips to the cinema becoming more and more expensive I really look forward to receiving my Club Lloyds cinema tickets every year. All I need to do is make sure my salary is paid into my account and this makes sure I don’t end up paying any monthly fees. I also get better product rates and loads of opportunities to get cash back with everyday offers. I’d really recommend this product. Reviewed on: 1st January 2018

club lloyds

5
Good interest and account benefits, 6 free cinema tickets also. Works without a hitch!!! Reviewed on: 1st January 2018

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