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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.34 (510 reviews)

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4.30

Based on 510 reviews, last reviewed 5th Oct 2024

38% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

66%

18%

Latest highest rating:

5

A good bank account with free added extras A good bank account with free added extras Reviewed on: 5th October 2024

Latest lowest rating:

1

Applied via app, not contact after that on progress. Applied of the Club Lloyds account via their mobile app. Waited for an email for next steps that never arrived. Contacted support after a week only fo... Read more Reviewed on: 30th July 2024

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About this product

The Club Lloyds Current Account charges a low monthly fee, which is waived when paying in a certain amount each month. Account holders can choose from a yearly lifestyle benefit, with options including streaming service subscriptions, cinema tickets and more. The Club Lloyds Current Account can earn credit interest and has options for exclusive online savings accounts.

Make an informed decision when choosing your new current account and provider by reading the reviews on Smart Money People. We collect Club Lloyds Current Account reviews from genuine account holders to provide you with valuable insight into the product.

If the Club Lloyds Current Account sounds right for you, learn more by reading our reviews. Find out how long customers have had their accounts with Lloyds Bank and whether they would recommend it to family and friends. Read about the various perks that account holders can access. Learn about Lloyds Bank’s standard of customer service. All of this and more can be found in our Club Lloyds Current Account reviews.

Do you have a Club Lloyds Current Account? How long have you had it and is it your main current account? Have you opened an exclusive online savings account, and if so, are you satisfied with it? Would you recommend it to your family and friends? Whether good or bad, write a Club Lloyds Current Account review today. Together, we can help people like you make better financial decisions.

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Lloyds Bank Club Lloyds Current Account reviews (510)

Good account

Have had this account for 1 year. It is great if you keep £5000 in it as it pays 4% and I also get a free magazine each month. having the account also lets me open a monthly saver also paying 4% Reviewed on: 26th August 2015

Best interest rate on £5k

I have had a Club Lloyds account for around 6 months now. I was attracted to the account because it offers 4% interest on balances between £4,000 and £5,000. It's been a great day to day account and I receive around £14.00 interest per month from keeping it topped up with a balance of £5,000. I also received a pack of free cinema tickets for vue cinemas as an annual 'reward' for holding the account. I haven't had any issues that have required me to deal with Lloyds customer service team, but opening the account was very straightforward. My only negative would be that you don't receive any interest at all on balances over £5,000 and the interest rate drops below £4,000 so you need to keep a close eye on the balance! Reviewed on: 26th August 2015

The full package

Club Lloyds is a fantastic pick for anyone who's looking to get a little extra from their current account. Offering 4% AER , you can also choose a perk such as a magazine subscription, cinema tickets or a Gourmet Club membership. Reviewed on: 21st August 2015

good service and rewards, decent interest, a customer service

You get up to 4% AER and also they gave me 6 VUE cinema tickets. Only need to pay £1500 a month. You also get £100 overdraft which is decent, just in case. I think you can't go wrong with this account. Reviewed on: 15th August 2015

Top rate of interest

A great account, offering 4% on £5K. Easy to avoid £5 monthly fee (by having £1500 paid into account per month from non-Lloyds sources - we transfer money between Lloyds and Santander to do this). Lloyds quite happy to add wife's name to account (as she is a non-income taxpayer), so half of interest paid gross (so we get 3.6% overall net - easily beats ISAs!!!) Reviewed on: 14th August 2015

Upgraded to Club Lloyds recently. Was easy to do online and also offer a great interest rate if you are in credit.

I upgraded my account recently and it was so easy to do. My Club Lloyds account also gives a free subscription to a magazine of my choice. I like Lloyds Online Banking because all transactions are just a 'click' away. Reviewed on: 10th August 2015

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Great Internet Banking

I changed to Lloyds from Santander a number of years ago and I have to admit that they're brill. Charges are minimal and easily explained. I get a text if I ever go overdrawn unexpectedly and have until 3pm to rectify it. The internet banking is great - so accessible and easy to use. I wouldn't bank anywhere else. Reviewed on: 6th August 2015

Ups and downs

I've found the service levels at Lloyds bank to be pretty variable. In fairness, they seem to have more good days than bad days, but after this long with them i still haven't figured out the best times to call them - sometimes they're really busy mid afternoon, other times super quiet! Reviewed on: 26th June 2015

High interest on balances and many extra benefits

I switched to Lloyds Bank Club Lloyds Current Account almost a year ago and I must say it was a right thing to. Not only do they pay interest on my current account (for the balances up to GBP5000) but they also offer special cashback offers from time to time, not to mention Club benefits such as magazine subscription or cinema tickets. The only bad point is the time it takes for them to consider you eligible for one of the credit cards. I've been declined once already and I never go in overdraft and have a fair credit score. Reviewed on: 7th May 2015

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