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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.44 (630 reviews)

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4.45

Based on 630 reviews, last reviewed 22nd Feb 2026

3900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (630)

Great added value

I love the high interest rate I get with the Club Lloyds account and also the free perk which you get to choose. The online banking and the app are also really handy. Would definitely recommend Reviewed on: 31st December 2017

Money saved

When our boiler broke recently we were panicking as to how much it would cost , then we realized we were covered on our boiler with our club lloyds account. What a relief and done very quickly. Reviewed on: 11th December 2017

Easy online banking with great rewards

I like the ease of the online banking, and the banking app for Lloyds, Seeing pending transactions is also a great help Reviewed on: 22nd November 2017

Great

I struggled to open an account because someone stole my identity, lloyds helped me through it and finally I was able to open a bank. Reviewed on: 19th November 2017

FORE!

Club Lloyds is great - I get nearly £10 a month just for having money in my current account AND my boyfriend gets a Golf magazine through the door every month as a perk (gifted from me). It shuts him up for a few hours - win win! Reviewed on: 15th November 2017

Amazing

Love my club lloyds account.. get many benefits on there including coupons for restaurants :) never had any issues Reviewed on: 15th November 2017

Decent current account

Not the best interest rate out there but its a good one and comes with good customer care Reviewed on: 13th November 2017

Easy banking with perks

I like the Lloyds website which is easy to use. I also have a great linked monthly saver account with a high 3% interest rate. As part of Club Lloyds I also get a free gift - I chose a monthly free gardening magazine. Reviewed on: 13th November 2017

Good interest and perks on £5,000.

As well as getting 5% interest on £5,000 you get free cinema tickets (or other options) every year. Just need to pay in £1,500 a month(this can be done using another Lloyds account) and pay 2 direct debits each month. No account charge if you maintain a £5,000 credit balance. Reviewed on: 11th November 2017

Top notch account

Very helpful staff setting up the account and noting was too much trouble. Earn decent interest despite current standard rates being low. App very easy to use. Customer service afterwards is also good. Reviewed on: 11th November 2017

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