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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.38 (582 reviews)

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4.40

Based on 582 reviews, last reviewed 10th Jul 2025

79% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

67%

18%

Latest highest rating:

5

Good bank overall. Good bank overall. Monthly fee is not waived always on time. Reviewed on: 10th July 2025

Latest lowest rating:

1

Closed all my accounts without any explanation Closed all my accounts without any explanation Reviewed on: 8th March 2025

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Club Lloyds Current Account reviews (582)

Shame cut rate

Very disappointed they cut interest rate from start of year Reviewed on: 6th February 2017

Great current account

I've had this bank account for the past few years and had no problems, plus I think the bank provides a high level of customer service. They also give you a yearly offer of free cinema tickets, tastecard, or a free magazine subscription! Reviewed on: 5th February 2017

22 Years Later........

I have been with Lloyds (Was Lloyds TSB) for over 22 years. It was the first bank account my Mum signed me up to at the ripe old age of 10....... I have multipul online savings accounts and another current account with them - having the various accounts makes it so easy to budget and move money around. Another bonus for me is no silly card readers!!! The only down side is there has been a glitch with the app on android phones for over 2 months now and it still hasn't been fixed! Reviewed on: 3rd February 2017

Great account , great bank

Been with this bank 25 years plus always been a pleasure Reviewed on: 3rd February 2017

Good rewards and decent interest rate for a current account

They do excellent everyday rewards where you can get discounts in numerous shops and restaurants just by using your debit card. The incentives each year for having the account are also enticing - last year I had a free Gourmet Society card and this year I chose six free cinema tickets. My only criticism is that they have just lowered the tiered rates of interest - it was 4% on balances between £4K and £5K which was much more appealing, so I will be looking at other saving options. Reviewed on: 3rd February 2017

Good customer experience

Never had a problem with them always very helpful with any queries Reviewed on: 31st January 2017

Brilliant Bank, Banked for years

I have never had any problems with Lloyd's, very helpful when i need to ring and have always offered me the best deals Reviewed on: 31st January 2017

Excellent

Excellent bank with excellent customer service either in branch or on the phone. Reviewed on: 17th January 2017

Good interest rates

It gives some lifestyle benefits for a small fee. The fee gets credited back if one sets up two direct debits from the account. The interest rate though have gone down is still better compared to others on the market Reviewed on: 15th January 2017

General banking

Having internet hackers take money from my account Lloyds assisted me very well. Money was paid back into my account in a few days. On the debit side they have halved the interest on the account and reduced the ISA rates to virtually nothing Reviewed on: 30th December 2016

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