Smart Money People Logo

Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 655 reviews, last reviewed 12th Apr 2026
5600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Great benefits, free mag and cashback Great benefits, free mag and cashback Reviewed on: 12th April 2026
Tim M's avatar
Tim M

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026
Mark a's avatar
Mark a

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (655)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

5
I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Good all-round account and customer service.

4
Easy to manage on phone or PC. Pays a decent rate of interest for a current account. Have always felt secure. Reviewed on: 21st January 2019

Why Bank Anywhere Else

5
Have been banking with LLoyds since I was 13, 8 years on and I'm still with them. Why look elsewhere when the product/service your receiving is already meeting your needs. I'm sure I'll remain with LLoyds for the rest of my life. Reviewed on: 13th January 2019

briliant

4
always been able to help with my accounts and online is best Reviewed on: 12th January 2019

Worth it

4
The Club Lloyds Current Account suits my needs, monthly saver reasonable and cinema tickets are a bonus Reviewed on: 12th January 2019

Daily charges for the use of an authorised overdraft

1
It is very wrong to charge for the use of an authorised overdraft especially the daily charges when I am already paying a monthly fee for my current account. Other banks do not charge thses fees. Reviewed on: 11th January 2019

everything i need

5
great bank account with features that you actually use , can't see myself ever switching banks Reviewed on: 9th January 2019

A Great no nonsense Bank

5
A traditional bank with modern approach Reviewed on: 5th January 2019

Added benefits as standard

5
A Club Lloyds account has many benefits and is free to operate as long as you maintain a balance of £5,000 and have two direct debits monthly. You can also obtain loans at low interest rates as enjoy, in my case, free cinema tickets. I would recommend this account, and also the Club saver, to almost anyone. Reviewed on: 3rd January 2019

Super

5
Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Fantastic Reviewed on: 3rd January 2019

Great Account

5
Great perks with this account, best on the market. Reviewed on: 1st January 2019
Are you a business? Get insights, reply to reviews, invite customers and understand their needs