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Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 655 reviews, last reviewed 12th Apr 2026
5600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Great benefits, free mag and cashback Great benefits, free mag and cashback Reviewed on: 12th April 2026
Tim M's avatar
Tim M

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026
Mark a's avatar
Mark a

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (655)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

5
I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Used to be good but on decline

3
When we first took this account out we were getting over £15 a month reward we now get less than half that. The rewards are either a magazine subscription, dining card or cinema tickets which we don't really use either so we would rather have the money than the reward Reviewed on: 31st December 2018

Super

5
Super jest ten bank najlepszy w calej uk Reviewed on: 23rd December 2018

never had any issue

5
never had an issue with lloyds - good app too Reviewed on: 23rd December 2018

Good Account and great website

4
Easy to use internet banking with full control of all accounts with the bank - Reviewed on: 18th December 2018

Secure and fast

5
Is everything you need Thank you Reviewed on: 17th December 2018

Great Service

5
No Hassle experience. good service. Reviewed on: 17th December 2018

Highly recommend

5
I have been a customer for over 50 years and have always been impressed at the way I have been contacted by my branch giving advice on the accounts paying the highest rates of interest. Accounts have benefits including travel and mobile phone insurance and I can report that, when I had occasion to claim on the travel insurance, the claims were met timeously. Reviewed on: 17th December 2018

Good all-round account

4
Excellent experience online and in the app. Plenty of account information available presented in a clear and user-friendly way. The account pays a good rate of interest and offers a range of incentives to account holders including regular cash-back and money-saving offers as well as an annual "gift" such as a magazine subscription or dining deals. Reviewed on: 17th December 2018

In the club

5
Great value for money , I get 6 cinema tickets, phone insurance , breakdown, and travel insurance for a small monthly fee. The banking app is brilliant and easy to use . Customer service is excellent Reviewed on: 17th December 2018

Team Club Lloyds

5
Reliable bank Good account benefits, including a free monthly magazine subscription with a range of titles to chose from. Account fee is waved if you pay in a certain amount every month. Reviewed on: 16th December 2018

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