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Lloyds Bank: Classic Account reviews

Name: Classic Account
Rating: 4.02 (776 reviews)

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4.02

Based on 776 reviews, last reviewed 24th Jan 2026

400% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

57%

20%

10%

Latest highest rating:

5

Would recommend Lloyds bank First of all i would like to ask if anyone ever wins the prize as i have filled out a few of these and never got a response of who has won? I would g... Read more Reviewed on: 24th January 2026

Latest lowest rating:

1

They constantly allow payments which take me overdra... They constantly allow payments which take me overdrawn and when I questioned why get told to ring up even though it says that i cannot talk on the pho... Read more Reviewed on: 23rd January 2026

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About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Classic Account reviews (776)

The best bank there is

I have had an account with lloyds bank from the age of 17 and I have never been let down by them. I have had loans and I currently have a credit card with them and the interest rates are very fair and almost everything can be done via the app or online which is very handy for me. Reviewed on: 14th June 2021

Very trustworthy and loyal and helpful to customer

I feel more secure with them, then help in difficult time and think about customer Reviewed on: 14th April 2021

Good banking

Never had any issue while dealing with Lloyds however i would say more quick response on chat would add an extra start for Lloyds service. Reviewed on: 14th April 2021

Easy to use App and help

Lloyds have a far easier to use virtual service app which has been fantastic in the pandemic when I have wanted to use less face to face services Reviewed on: 10th April 2021

Jolly good

I was a Lloyds customer for many years throughout my time at college and university. Unfortunately, I had a bad experience in 2012, and I decided to close down my accounts and move elsewhere. Last year, seeing as they're the only bank who still has a branch in my hometown, I re-opened a current account and savings account with them. I am impressed with the ease of use that their app offers, and love the Save The Change feature to help me to save more money. Reviewed on: 27th March 2021

Professional

I like loyds because is simple to use and is safe Reviewed on: 22nd March 2021

Bank charges during a pandemic

I was made redundant in July because of covid and have been on universal credit since then, Lloyds seems to think it's acceptable to charge 88p a day for using my overdraft when I don't have a job to get out of my overdraft then charges take me over the overdraft limit which then charges me even more, I can't believe they are profiting from my misery, this is making a difficult situation even worse and I don't know how much longer I can cope with it, my mental health is really suffering and only a matter of time before I commit suicide :( Reviewed on: 22nd March 2021

Best bank with helpful friendly staff and a user friendly service

I’ve been with many banks but Lloyds takes the cake. As soon as I walked into branch to sort out my account I was greeted by friendly smiling staff, who helped me in every way they could. Sorted out my account and helped me use their excellent online and mobile banking. Would definitely recommend over any other bank. Reviewed on: 20th March 2021

Best high street bank in the UK

Lloyds bank provide a great service and give you up to date information to help keep your finances safe Reviewed on: 20th March 2021

Great service, no issues

Having worked at various banks in IT I am happy with Lloyds Reviewed on: 13th March 2021

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