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Lloyds Bank: Classic Account reviews

3.93
Based on 706 reviews, last reviewed 12th Feb 2025
25% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
54%
See only 4 star reviews
21%
See only 3 star reviews
11%
See only 2 star reviews
3%
See only 1 star reviews
11%

Latest highest rating:

5

Haven't been in the country long Haven't been in the country long, but Lloyds doesn't judge me by my immigration status. Reviewed on: 12th February 2025
Mark B's avatar
Mark B

Latest lowest rating:

1

Lloyds Bank refuses my payments by bank transfers. Lloyds Bank refuses my payments by bank transfers. to my builder and to a financial institution at the branch. I had my passport with me. They asked m... Read more Reviewed on: 21st December 2024
jojo's avatar
jojo

About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Classic Account reviews (706)

Lloyds bank

4
Not a bad bank,good app which lets you check everything online,only had a couple of problems,had an unauthorised payment taken out of my account which I tried to stop but had to wait until it came out of my account ,now struggling to get it back and customer services aren't much help Reviewed on: 22nd November 2019

fab bank

5
been with them forever always helpful and polite Reviewed on: 22nd November 2019

good all rounder

4
does what is says on the tin Reviewed on: 22nd November 2019

Good solid bank

3
Lloyds Bank has been a good bank over the years I've used them, their banking app is easy to use and navigate. Could extend opening hours of branches however. Reviewed on: 22nd November 2019

Lazy

1
The local branch closed. There are few staff available at the closest branch. They pay next to nothing in interest on this and the savings account. And when I needed to pay in a cheque from the USA they charged a small fortune for a process that costs next to nothing. Reviewed on: 22nd November 2019

Lack of branches

3
Ok but there isn’t a branch where I live (Beverley) which makes things difficult if I do need to pop in. Also the closest one to me (Cottingham) isn’t open on a Saturday morning and I work full-time during the week therefore it’s hard for me to get to a branch if I need to. Reviewed on: 22nd November 2019

Accessible and easy to use

4
I have always found Lloyds to be a helpful banking service. Their phone app is accessible but secure and easy to use. Reviewed on: 22nd November 2019

Good all round bank

4
Bank has a great and easy to use app which most actions can be done through. Would be rated better if some of the interest rate / apr numbers were more clearly shown on the website and on the app with a calculator to calculate interest based on monthly repayments. Reviewed on: 22nd November 2019

Very convenient, has all you need for daily banking

5
Straightforward and easy to use - a simple and reliable product for everyday use Reviewed on: 21st November 2019

No fees charges

5
Classic account don’t get fees and charges control ur spends Reviewed on: 20th November 2019

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