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Lloyds Bank: Personal Loan reviews

Name: Personal Loan
Rating: 4.34 (53 reviews)

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4.38

Based on 53 reviews, last reviewed 2nd Apr 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

73%

11%

Latest highest rating:

5

It’s was very easy and quick I got the loan from Llo... It’s was very easy and quick I got the loan from Lloyds Bank and very helpful maybe I paid lot of interest but at the same time I really needed money ... Read more Reviewed on: 2nd April 2025

Latest lowest rating:

2

Loan Nightmare! I wasn’t sure about the exact amount of money that I needed to take out with a loan, it turned out that I was at least £2000 short. Although a higher ... Read more Reviewed on: 14th August 2024

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About this product

Lloyds Bank personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Lloyds Bank personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Lloyds Bank personal loan, we'd love you to write a quick review too.

Lloyds Bank Personal Loan reviews (53)

Review of the Lloyds Bank, Personal Loan:

Consolidation loan

The application process was simple and easy to do the decision was made instantly and the money available with in 10 minutes of completing the repayment amount and frequency was extremely clear to understand and follow. Reviewed on: 21st March 2021

Easy, simple!

applied and got the money within 2 minutes it was amazing Reviewed on: 5th December 2017

How I got my dream car

I decided to speak to the lovely man at Lloyds bank called Martin Proud who talked me through a loan application to get my dream car ( mini one) in powder blue And once we went through the form I got accepted straight away and Martin up graded my account and I got 6 free cinema tickets to use throughout the year free One happy customer 5 star rating Reviewed on: 19th November 2017

quick and efficient

i applied for a personal loan. the application process was quick and easy and the decision on whether i was approved took less than a day. very efficient Reviewed on: 6th November 2017

Easy to arrange loan

I got a good rate on the loan and it was in my account in minutes. I can manage everything online. The only slight issue I have is that I can only see the total loan amount remaining, not the total amount I will pay (total amount plus interest). Reviewed on: 1st July 2017

Easy but not cheep

Lloyds customer service is fantastic and allways has been and loan was Easy to set up in branch and easy to keep on top of using mobile banking my only con is the intrest rates are high Reviewed on: 29th June 2017

Ok

I was a bit disappointed with the high rate of interest they offered for a loan considering I actually bank with them. Reviewed on: 29th June 2017

Bank made me feel worthless

Bank made me feel worthless and bad with money. They wanted to charge me a very high interest on a personal loan. Reviewed on: 7th June 2017

Lloyds loan help

Very helpful staff in branch, easy to get a quote. Reviewed on: 4th June 2017

Not very good rates

I was amazed that when looking at there loan rates. I logged in to my account and loan rates went up even tho Iv been a customer over 30 years. Reviewed on: 1st June 2017

There are better ways of borrowing...

Not impressed with customer service over the phone. Staff patronising to the customer, when tou pay extra payments for your loan, money os taken immediatelly from your current account, but not visible on the loan account for good 3 -4 days. That means you still pay percentage on the loan from the whole summ even tho you did extra payment. Just overall not quite good... Reviewed on: 31st May 2017

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